Earning Points
To earn Ultimate Rewards points, you'll need to have an eligible Chase credit card. For every dollar you spend using these cards, you'll earn at least one Ultimate Rewards point. Several cards offer bonus multipliers on specific categories, allowing you to earn points even faster.
Redeeming Points
Ultimate Rewards points can be redeemed for travel, gift cards, cash back, merchandise, and more. Points can also be transferred to Chase's airline and hotel partners using select cards.
Chase Points Value
Ultimate Rewards points are worth 1 to 1.5 cents in value per point on average. This means 10,000 points are worth anywhere from $100 to $150 depending on which credit cards you have. You can obtain as much as 2 cents or more when transferring points to partners.
Chase Transfer Partners
Ultimate Rewards points can be transferred to 14 partners. This includes JetBlue Airways, United Airlines, Southwest Airlines, and Hyatt Hotels
Chase Ultimate Rewards Credit Card Points Calculators
Use our credit card rewards calculator to calculate total Ultimate Rewards points per $1 spent and overall card value based on the spend amounts you enter and how much you value card benefits, minus annual fees. Compare results side-by-side multiple cards from any issuer.
- 1X - 5X points.
- Receive a 25% boost to point value on travel booked through Chase Ultimate Rewards. That's 1.25 cents per point in value!
- Receive a $50 credit every cardmember anniversary good towards hotel stays booked through Chase Ultimate Rewards.
- Get 10% bonus points based on how much you spend the prior cardmember year.
- Points transferable to Chase's airline and hotel partners.
- $95 annual fee.
- 1X - 10X points.
- Up to $300 in statement credits for travel purchases charged to the card each anniversary year.
- Complimentary Priority Pass Select membership.
- Receive a 50% boost to point value on travel booked through Chase Ultimate Rewards. That's 1.5 cents per point in value!
- Up to $100 towards a Global Entry, TSA PreCheck, or NEXUS application fee.
- Points transferable to Chase's airline and hotel partners.
- $550 annual fee.
- 1X - 3X points.
- Receive a 25% boost to point value on travel booked through Chase Ultimate Rewards. That's 1.25 cents per point in value!
- Points transferable to Chase's airline and hotel partners.
- $95 annual fee.
- 1% - 5% back.
- $0 annual fee.