Chase Ink Points Calculator: Ink Business Unlimited® Credit Card
Fees
Earning Rates
- Earn 5% cash back on Lyft purchases until March 2025 as part of the Chase-Lyft partnership.
- Earn unlimited 1.5% cash back on every purchase made for your business.
Intro Bonus
Main Benefits
- Travel and purchase coverage.
Rewards Details
- Ink Business Unlimited points are worth 1 cent each when redeemed for cash back, statement credits, gift cards, and travel.
- Ink Business Unlimited points can be transferred to the Chase Sapphire Reserve®, Chase Sapphire Preferred® Card, or Ink Business Preferred® Credit Card for increased value towards travel.
Our Take
Card Details
Ink Business Unlimited earning rates
The Ink Business Unlimited Visa earns Ultimate Rewards points that can be redeemed for cash back and other rewards. It earns points at the following rates:
- 1.5% Cash Back rewards on every purchase made for your business.
Calculator: Ink Business Unlimited points value
Ink Business Unlimited benefits
Here are the benefits of the Ink Business Unlimited Visa Card:
- Travel & Purchase Coverage: Auto Rental Collision Damage Waiver, Roadside Dispatch, Purchase Protection, and Extended Warranty Protection.
Calculator: Ink Business Unlimited points transfer
Points earned with the Ink Business Unlimited cannot be transferred directly to other programs, but you can transfer them to an eligible Ultimate Rewards credit card first and then transfer them to Chase's airline and hotel partners.
Eligible cards include:
This means that pairing the Ink Business Unlimited with any of the cards above will allow you to redeem your points for more than average value towards travel. This can easily make your points worth 1.25 cents or more per point!
Ink Business Unlimited fees
Annual Fee
The Ink Business Unlimited Card has a $0 annual fee.
Earning rewards at a flat-rate of 1.5% back with no annual fee is a win-win.
Authorized User Fee
There is no fee to add authorized users to the Ink Business Unlimited. Adding employee cards can help you earn rewards faster for your business.
Foreign Transaction Fee
The Ink Business Unlimited card has a 3% foreign transaction fee. This means you will be penalized every time you make a purchase outside of the United States.
Ink Business Unlimited points and card value calculator
Use the Ink Business Unlimited points calculator to estimate points earned from your spending and calculate the card's overall value, factoring in benefits and fees.
Card Details All links open in new tab (so you will not lose your calculations).
Edit Card Details
Edit Card Name
Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.
Quick Assign
Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.
Currency Codes
Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.
Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.
Currency Name
Add Status / Loyalty
You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.
If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.
NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.
Clear / Remove...
If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.
Card Select
Select the card you will use for this category.
Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.
