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United Credit Card Transfer Partners: Which Are Best?

Find out which partner credit cards earn rewards transferable to United MileagePlus and calculate which cards will earn you the most miles.
Last Updated: 05-08-2024

United credit card transfer partners

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Chase Ultimate Rewards and Bilt Rewards are the best credit card partners for earning miles with United. You can also earn a decent amount of points using Marriott.

Chase Ultimate Rewards credit cards

Chase offers three credit cards that you can use to earn Ultimate Rewards points transferable to United MileagePlus. Each card offers excellent travel insurance and the ability to redeem points for high value towards travel booked through the Chase Travel portal — which is an excellent alternative option for redeeming your points.

Here are the Ultimate Rewards credit cards that allow you to transfer points to United:

Credit Card Highlights
Best For High Value & Travel Benefits
  • Intro Bonus: 75,000 Bonus Points
  • Earn 10X points on hotels and car rentals booked through Chase Travel
  • Earn 5X points on flights booked through Chase Travel
  • Earn 3X points on travel worldwide and dining at restaurants
  • Earn 1X points on all other purchases
  • $300 statement credit for travel purchases charged to the card each anniversary year
  • Complimentary Priority Pass Select membership
  • Up to $100 towards a Global Entry, TSA PreCheck, or NEXUS application fee
  • 50% boost to point value on travel booked through Chase Travel
  • $550 annual fee
Best For Flexible Travel Rewards
  • Intro Bonus: 75,000 Bonus Points
  • Earn 5X points on travel booked through Chase Ultimate Rewards
  • Earn 3X points on dining, online grocery purchases, and on select streaming services
  • Earn 2X points on other travel purchases
  • Earn 1X points on all other purchases
  • 25% boost to point value on travel booked through Chase Ultimate Rewards
  • $50 credit every cardmember anniversary good towards hotel stays booked through Chase Ultimate Rewards
  • 10% bonus points based on how much you spend the prior cardmember year
  • $95 annual fee
Best For Flexible Business Travel Rewards
  • Intro Bonus: 100,000 Bonus Points
  • Earn 3X points on the first $150,000 spent on travel and select business categories each account anniversary year
  • Earn 1X points on all other purchases
  • 25% boost to point value on travel booked through Chase Ultimate Rewards
  • $95 annual fee

Bilt Rewards credit cards

Bilt Rewards features one credit card and that's the Bilt Mastercard. The big benefit of this card and the Bilt Rewards program altogether is that you can use them to pay for rent with no transaction fee. This cannot be done with other top rewards cards and is an easy way to earn lots of points on something you have to do anyway — pay rent.

Here are the details on the Bilt Rewards credit card:

Credit Card Highlights
Best For Rent Payments
  • Earn 3X points on dining.
  • Earn 2X points on travel.
  • Earn 1X points on rent payments, up to 100,000 points per year.
  • Earn 1X points on all other purchases.
  • Enjoy cell phone coverage and travel coverage including trip cancellation and interruption insurance.
  • No annual fee and no foreign transaction fees.

Marriott Bonvoy credit cards

Marriott Bonvoy offers six co-branded credit cards that you can use to earn Marriott points. These points can be converted into United miles at a 3:1.1 ratio meaning that every 3,000 Marriott Bonvoy points you transfer will give you 1,100 United miles.

On top of that, Marriott throws in a bonus 15,000 points for every 60,000-point transfer done in a single transaction. This will net you an additional 5,500 United Miles.

Here are the credit cards you can use to earn Marriott Bonvoy points transferable to United:

Credit Card Benefits
Best For High-End Marriott Travelers
  • Earn 95,000 Marriott Bonvoy bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership.
  • Earn 6X Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program
  • Earn 3X Marriott Bonvoy points at Worldwide Restaurants and on flights booked directly with airlines
  • Earn 2X Marriott Bonvoy points on all other eligible purchases
  • Each Card renewal year, get up to $300 in statement credits per calendar year (up to $25 per month) for eligible purchases at restaurants worldwide
  • Receive complimentary Marriott Bonvoy Platinum Elite status
  • Receive 1 Free Night Award every year after your Card renewal month worth up to 85,000 Marriott Bonvoy points
  • Receive up to a $100 property credit for qualifying charges at The Ritz-Carlton® or St. Regis® when you book direct using a special rate for a two-night minimum stay using your Card with no limit to how many times you can use this credit
  • Receive 25 Elite Night Credits toward the next level of Marriott Bonvoy Elite status each calendar year
  • Enjoy unlimited airport lounge visits when you enroll in Priority Pass™ Select membership
  • $650 annual fee (See Rates & Fees)
  • Earn 85,000 Marriott Bonvoy bonus points after you use your new Card to make $5,000 in purchases within the first 6 months of Card Membership.
  • Earn 6X Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy
  • Earn 4X Marriott Bonvoy points at restaurants worldwide and U.S. supermarkets (on up to $15,000 in combined purchases at restaurants and U.S. supermarkets per calendar year, then 2x points)
  • Earn 2X Marriott Bonvoy points on all other eligible purchases
  • Earn 1,000 Marriott Bonvoy bonus points per paid eligible stay booked directly with Marriott for properties participating in Marriott Bonvoy
  • Earn 1 Free Night Award worth up to 50,000 points after spending $15,000 on eligible purchases on your card in a calendar year
  • Each calendar year you can receive 15 Elite Night Credits toward the next level of Marriott Bonvoy Elite status
  • $250 annual fee (See Rates & Fees)
  • Welcome Offer: Earn 3 Free Night Awards after you use your new Card to make $6,000 in eligible purchases within the first 6 months of Card Membership. Each Free Night Award has a redemption level up to 50,000 Marriott Bonvoy® points, for a total potential value of up to 150,000 points, at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees. Terms apply.
  • Earn 6X points at hotels participating in the Marriott Bonvoy® program
  • Earn 4X points for purchases made at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping
  • Earn 2X points on all other eligible purchases
  • Receive a Free Night Award that's good for any hotel that costs 35,000 points or less at the time of booking and earn a second 35,000-Point Free Night Award after spending $60,000 on the card during the calendar year.
  • Receive 15 elite nights towards top-tier elite status with Marriott
  • Enjoy complimentary Marriott Gold Elite status
  • $125 annual fee (See Rates & Fees)
Marriott Bonvoy Bountiful™ Credit Card
Marriott Bonvoy Bountiful™ Credit Card
  • Earn 6X points for every $1 spent at over 7,000 hotels participating in Marriott Bonvoy
  • Earn 4X points for every $1 on the first $15,000 spent in combined purchases each year on grocery store and dining purchases
  • Earn 2X points for every $1 spent on all other purchases
  • Earn 1,000 Bonus Points per each eligible stay at hotels participating in Marriott Bonvoy.
  • Receive 15 Elite Night Credits per calendar year and automatic Gold Elite status each account anniversary year as a cardmember.
  • Enjoy a Free Night Award every calendar year, after $15,000 in spend, valid for a one-night hotel stay at a property with a redemption level up to 50,000 points
  • $250 annual fee
Marriott Bonvoy Boundless® Credit Card
Marriott Bonvoy Boundless® Credit Card
  • Earn 6X Bonvoy points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy®
  • Earn 3X Bonvoy points per $1 on the first $6,000 spent in combined purchases each year on grocery stores, gas stations, and dining.
  • Earn 2X Bonvoy points for every $1 spent on all other purchases.
  • Receive a Free Night Award that's good for any hotel that costs 35,000 points or less at the time of booking
  • Receive 15 elite nights towards top-tier elite status with Marriott
  • Receive 1 Elite Night Credit towards Elite Status with Marriott for every $5,000 you run across the card
  • Enjoy complimentary Marriott Silver Elite status
  • $95 annual fee
Marriott Bonvoy Bold® Credit Card
Marriott Bonvoy Bold® Credit Card
  • Earn 3 Bonvoy points for every $1 spent at over 7,000 hotels participating in Marriott Bonvoy®
  • Earn 2 Bonvoy points for every $1 spent on other travel purchases
  • Earn 1 Bonvoy point for every $1 spent on all other purchases
  • Receive 15 elite nights towards top-tier elite status with Marriott
  • Enjoy complimentary Marriott Silver Elite status
  • $0 annual fee

Calculator: Which credit card will earn you the most United miles?

Input your monthly and yearly spend amounts into our calculator to find out which credit cards from United and their partners will earn you the most miles.

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Hotel Loyalty Programs
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Credit Card Rewards Programs
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Do note that we do not have intro bonuses for all credit cards and we cannot calculate intro bonuses for some cards due to the complexity of some spend requirements.
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These estimates are to help guide you towards making the best decision when it comes to picking up a rewards credit card. They should be used for illustrative purposes only.