Chase Ink Points Calculator: Ink Business Preferred® Credit Card
Fees
Earning Rates
- Earn 3X points on the first $150,000 spent on travel and select business categories each account anniversary year.
- Earn 1X points on all other purchases – with no limit to the amount you can earn.
- Earn 5X points on Lyft rides through March 2025 as part of the Chase-Lyft partnership.
Intro Bonus
Main Benefits
- 25% point boost towards travel booked through Chase Travel℠, travel and purchase coverage, and no foreign transaction fees.
Rewards Details
- Ink Business Preferred points are worth 1.25 cents apiece when redeemed for travel booked through Chase Travel.
- Points can be transferred to Chase's airline and hotel partners for increase value.
Our Take
Card Details
Ink Business Preferred points per dollar
The Ink Business Preferred earns Ultimate Rewards points at the following rates:
- 5 points per $1 spent on Lyft rides through March 2025.
- 3 points per $1 spent on shipping, advertising with social media sites and search engines, internet, cable and phone services, and travel, on up to the first $150,000 spent in combined purchases across these categories (then 1X).
- 1 point per $1 spent on all other purchases.
Ink Business Preferred points value
Ink Business Preferred benefits
Here are the benefits of the Ink Business Preferred Card:
- 25% Point Value Boost: Points are worth 25% more when you redeem for travel through Chase Travel℠.
- Travel & Purchase Coverage: Trip Cancellation Insurance, Trip Interruption Insurance, Roadside Dispatch, Auto Rental Collision Damage Waiver, Cell Phone Protection, Purchase Protection, and Extended Warranty Protection.
Ink Business Preferred points transfer
Ink Business Points can be moved freely between Chase-branded credit cards attached to your account at a 1:1 rate. This includes the Chase Sapphire Reserve® and Chase Sapphire Preferred® Card as well as most of Chase's cash back credit cards.
This means you can mix and match personal and business credit cards to maximize your rewards and point values towards travel.
Ink Business Preferred fees
Annual Fee
The Ink Business Preferred Card has an annual fee of $95.
If you or your business spends heavy across the 3X categories offered on this card, the value of the points earned will pay for itself — especially if you plan on transferring your points to Chase's airline and hotel partners.
Authorized User Fee
There is no fee to add authorized users to the Ink Business Preferred Card. Adding employees as authorized users can help build points faster.
Foreign Transaction Fee
The Ink Business Preferred Card has a 0% foreign transaction fee. This makes it a solid choice for earning points on international spending and travel.
Ink Business Preferred points calculator
Use the Chase Ink Business Preferred points calculator to estimate points earned from your spending and calculate the card's overall value, factoring in benefits and fees.
Card Details All links open in new tab (so you will not lose your calculations).
Edit Card Details
Edit Card Name
Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.
Quick Assign
Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.
Currency Codes
Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.
Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.
Currency Name
Add Status / Loyalty
You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.
If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.
NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.
Clear / Remove...
If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.
Card Select
Select the card you will use for this category.
Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.
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