How to earn points with the Ink Business Preferred

The Ink Business Preferred earns Ultimate Rewards points at the following rates:

  • 5 points per $1 spent on Lyft rides through March 2025.
  • 3 points per $1 spent on shipping, advertising with social media sites and search engines, internet, cable and phone services, and travel, on up to the first $150,000 spent in combined purchases across these categories (then 1X).
  • 1 point per $1 spent on all other purchases.

Ink Business Preferred points value & calculator

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Ink Business Preferred key benefits

Here are the benefits of the Ink Business Preferred Card:

  • 25% Point Value Boost: Points are worth 25% more when you redeem for travel through Chase Travel℠.
  • Travel & Purchase Coverage: Trip Cancellation Insurance, Trip Interruption Insurance, Roadside Dispatch, Auto Rental Collision Damage Waiver, Cell Phone Protection, Purchase Protection, and Extended Warranty Protection.

Ink Business Preferred transfer partners & calculator

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Ink Business Points can be moved freely between Chase-branded credit cards attached to your account at a 1:1 rate. This includes the Chase Sapphire Reserve® and Chase Sapphire Preferred® Card as well as most of Chase's cash back credit cards.

This means you can mix and match personal and business credit cards to maximize your rewards and point values towards travel.

Ink Business Preferred fees

Annual Fee

The Ink Business Preferred Card has an annual fee of $95.

If you or your business spends heavy across the 3X categories offered on this card, the value of the points earned will pay for itself — especially if you plan on transferring your points to Chase's airline and hotel partners.

Authorized User Fee

There is no fee to add authorized users to the Ink Business Preferred Card. Adding employees as authorized users can help build points faster.

Foreign Transaction Fee

The Ink Business Preferred Card has a 0% foreign transaction fee. This makes it a solid choice for earning points on international spending and travel.