USAA Rewards Points: Key Highlights

  • Rewards Currency: USAA Rewards points are the rewards currency of USAA-branded travel credit cards.
  • Point Value: Points are worth 1 cent each on average for travel redemptions, meaning 10,000 points = $100 in travel value.
  • Limited Flexibility: USAA Rewards points are not transferable to airline miles or hotel loyalty programs, limiting opportunities for higher-value redemptions.
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USAA Credit Card Points Calculators

USAA offers two credit cards that you can use to earn USAA Rewards points on everyday spending. Both cards are good products if you already bank with USAA.

Use our USAA credit card points calculators to determine how many points you can earn and the cash value of their cards based on your spend and how much you value card benefits, minus any annual fees.