Amtrak Points Value Calculator

Amtrak Points Value Overview
- Redemption Options: Amtrak Guest Rewards points can be used for travel on Amtrak or exchanged for gift cards.
- Maximize Value: The highest value, around 2.5 cents per point, comes from redeeming points for award travel with Amtrak.
- Gift Card Value: Redeeming points for gift cards yields a lower value of 0.83 to 1 cent per point.
Amtrak points value
How much are Amtrak points worth? Amtrak points value average around 2.5 cents each when redeemed for rail travel with Amtrak. This means that 1,000 Amtrak are worth about $25 in travel value.
Here's our breakdown of Amtrak Points value based on redemption:
Redemption option | Amtrak points value (per point) |
---|---|
Redeeming points for Amtrak Travel | 2.5 - 2.8 cents |
Redeeming points for gift cards | 0.83 - 1 cents |
Amtrak Travel
Amtrak Guest Rewards points will have the best value when redeemed for award travel with Amtrak. This will give your points about 2.5 cents in value (or higher).
During testing for multiple itineraries with for standard rail, Auto Train, and Acela travel, all redemptions offered between 2.5 and 2.8 cents in value except for one which offered 1.5 cents in value.
You can use our Use Points or Pay Cash? calculator if you need to determine the cash value of a redemption you're looking at.
Gift Cards
You can redeem your Amtrak Guest Rewards Points for gift cards will give you up to 1 cent in value per point. $50 gift cards offers a value of 0.83 cents per Amtrak Point while $100+ gift cards offer up to 1 cent in value.
Obviously this isn't the best redemption since you can get more than double the value when redeeming points for award rail travel, but it's still a decent redemption as long as you get at least a $100 denomination gift card.
Amtrak points to dollars calculator
Use our Amtrak points value calculator to convert Amtrak points to dollars based on our average redemptions for rail travel and gift cards. This will give you an idea of how much your points are worth on average.
You can use our Redemption value calculator to get the exact value of your points based on cost in cash versus cost in points.
Calculator: What's the value of your Amtrak Guest Rewards points?
Redemption | Average Dollar Value |
---|---|
Amtrak Rail Travel | $0 - $0 |
Gift Cards | $0 - $0 |
Average redemption value
The table below lists the value of Amtrak Guest Rewards points for several denominations when valued at an average of 2.5 cents per point.
Amtrak Guest Rewards Points | Cash Value |
---|---|
1 Point | $0.025 |
250 Points | $6.25 |
500 Points | $12.50 |
1,000 Points | $25 |
5,000 Points | $125 |
10,000 Points | $250 |
20,000 Points | $500 |
25,000 Points | $625 |
30,000 Points | $750 |
40,000 Points | $1,000 |
50,000 Points | $1,250 |
Amtrak redemption value calculator
Use our Amtrak redemption value calculator to determine the dollar value of Amtrak Guest Rewards points based on cost in cash versus cost in points. This tool is useful when trying to decide whether a redemption is worth it or not.
Best credit cards for Amtrak
If you frequently travel on Amtrak and you're looking to redeem your rewards for high value towards rail travel, the best credit card hands down will be the Amtrak Guest Rewards Preferred Mastercard.
But if you're looking for a little bit more flexibility and want to be able to use rewards for more than just travel with Amtrak, there's one programs that I recommend: Capital One Venture Rewards & Spark Rewards.
Capital One Miles credit cards
Capital One Venture miles and Spark miles can be redeemed for 1 cent each towards any kind of travel booked to an eligible Venture Rewards or Spark Rewards credit card. This includes not only travel booked with Amtrak, but also airfare, hotels, car rentals, parking, tolls, and more — giving you the ultimate in flexibility.
On top of that, you can also convert Capital One miles into airline miles and hotel points with partner programs which give you the chance to squeeze much more than 1 cent in value out of your miles.
Here are the travel credit cards that Capital One offers:

- Earn 10X Miles on hotels and rental cars booked through Capital One Travel
- Earn 5X Miles on flights and vacation rentals booked through Capital One Travel
- Earn an unlimited 2X Miles on all other purchases
- Receive a $300 annual credit for bookings through Capital One Travel
- 10,000 bonus miles annually starting on your first anniversary (worth $100 towards travel)
- Access to Capital One Lounges and Priority Pass Lounges
- Up to $120 towards a Global Entry or TSA Precheck application fee
- $395 annual fee
- Card Value & Venture X Miles Calculator

- Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
- Earn an unlimited 2X miles on all other purchases
- Two complimentary lounge visits per year to Capital One Lounges or Plaza Premium Lounges
- Up to $120 towards a Global Entry or TSA Precheck application fee
- $95 annual fee
- Card Value & Venture Miles Calculator

- Earn 5X miles on hotels and rental cars booked through Capital One Travel
- Earn an unlimited 1.25X miles on all other purchases
- No annual fee
- Card Value & VentureOne Miles Calculator

- Earn 10X Miles on hotels and rental cars booked through Capital One Travel
- Earn 5X Miles on flights and vacation rentals booked through Capital One Travel
- Earn an unlimited 2X Miles on all other purchases
- Receive a $300 annual credit for bookings through Capital One Travel
- 10,000 bonus miles annually starting on your first anniversary (worth $100 towards travel)
- Access to Capital One Lounges and Priority Pass Lounges
- Up to $120 towards a Global Entry or TSA Precheck application fee
- $395 annual fee
- Card Value & Venture X Business Miles Calculator

- Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
- Earn unlimited 2X miles on every card purchase
- Up to $120 towards a Global Entry or TSA Precheck application fee
- $0 the first year, then $95
- Card Value & Spark Miles Calculator

- Earn 5X miles on hotels and rental cars booked through Capital One Travel
- Earn unlimited 1.5X miles on every card purchase
- No annual fee
- Card Value & Rewards Calculator
We've run the calculations and checked them twice — here are the credit cards that consistently provide outstanding value to our users:
- Best flexible travel card: Capital One Venture Rewards Credit Card
- Best overall value year after year: Chase Sapphire Preferred® Card
- Best for high cash back: Blue Cash Preferred® Card from American Express
- Best for foodies: American Express® Gold Card
- Best for business travel rewards: Ink Business Preferred® Credit Card
- Best for heavy business spenders: Capital One Spark Cash Plus

Earn points paying rent with no transaction fee using the Bilt Mastercard®.
Redeem points towards future rent payments or transfer them to airline and hotel loyalty programs.
Earn status with Bilt Rewards and get treated like a VIP in your neighborhood with bonus points and access to exclusive benefits at local restaurants, fitness studios, and more.
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