Amtrak Points Value Overview

  • Redemption Options: Amtrak Guest Rewards points can be used for travel on Amtrak or exchanged for gift cards.
  • Maximize Value: The highest value, around 2.5 cents per point, comes from redeeming points for award travel with Amtrak.
  • Gift Card Value: Redeeming points for gift cards yields a lower value of 0.83 to 1 cent per point.
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Amtrak points value

How much are Amtrak points worth? Amtrak points value average around 2.5 cents each when redeemed for rail travel with Amtrak. This means that 1,000 Amtrak are worth about $25 in travel value.

Here's our breakdown of Amtrak Points value based on redemption:

Amtrak points value
Redemption option Amtrak points value (per point)
Redeeming points for Amtrak Travel 2.5 - 2.8 cents
Redeeming points for gift cards 0.83 - 1 cents

Amtrak Travel

Amtrak Guest Rewards points will have the best value when redeemed for award travel with Amtrak. This will give your points about 2.5 cents in value (or higher).

During testing for multiple itineraries with for standard rail, Auto Train, and Acela travel, all redemptions offered between 2.5 and 2.8 cents in value except for one which offered 1.5 cents in value.

You can use our Use Points or Pay Cash? calculator if you need to determine the cash value of a redemption you're looking at.

Gift Cards

You can redeem your Amtrak Guest Rewards Points for gift cards will give you up to 1 cent in value per point. $50 gift cards offers a value of 0.83 cents per Amtrak Point while $100+ gift cards offer up to 1 cent in value.

Obviously this isn't the best redemption since you can get more than double the value when redeeming points for award rail travel, but it's still a decent redemption as long as you get at least a $100 denomination gift card.

Amtrak points to dollars calculator

Use our Amtrak points value calculator to convert Amtrak points to dollars based on our average redemptions for rail travel and gift cards. This will give you an idea of how much your points are worth on average.

You can use our Redemption value calculator to get the exact value of your points based on cost in cash versus cost in points.

Calculator: What's the value of your Amtrak Guest Rewards points?

Enter any amount of Amtrak Guest Rewards points into our calculator to find out how much they are worth based on our valuations.
Points
Redemption Average Dollar Value
Amtrak Rail Travel $0 - $0
Gift Cards $0 - $0

Average redemption value

The table below lists the value of Amtrak Guest Rewards points for several denominations when valued at an average of 2.5 cents per point.

Amtrak Points Average Redemption Value
Amtrak Guest Rewards Points Cash Value
1 Point $0.025
250 Points $6.25
500 Points $12.50
1,000 Points $25
5,000 Points $125
10,000 Points $250
20,000 Points $500
25,000 Points $625
30,000 Points $750
40,000 Points $1,000
50,000 Points $1,250

Amtrak redemption value calculator

Use our Amtrak redemption value calculator to determine the dollar value of Amtrak Guest Rewards points based on cost in cash versus cost in points. This tool is useful when trying to decide whether a redemption is worth it or not.

Cost of Redemption In Cash
Enter how much the redemption would cost you if you paid cash.
$
Cost of Redemption In Points
Enter how much the redemption would cost you in Amtrak Guest Rewards points plus any taxes/fees you might have to pay.
Amtrak Guest Rewards Points
Points
Taxes/fees
$
Redemption Value
This is how much your Amtrak Guest Rewards points would be worth based on the values entered above.
- Cents Per Point
The Point Calculator values Amtrak Points at 2.5 cents each on average.

Best credit cards for Amtrak

If you frequently travel on Amtrak and you're looking to redeem your rewards for high value towards rail travel, the best credit card hands down will be the Amtrak Guest Rewards Preferred Mastercard.

But if you're looking for a little bit more flexibility and want to be able to use rewards for more than just travel with Amtrak, there's one programs that I recommend: Capital One Venture Rewards & Spark Rewards.

Capital One Miles credit cards

Capital One Venture miles and Spark miles can be redeemed for 1 cent each towards any kind of travel booked to an eligible Venture Rewards or Spark Rewards credit card. This includes not only travel booked with Amtrak, but also airfare, hotels, car rentals, parking, tolls, and more — giving you the ultimate in flexibility.

On top of that, you can also convert Capital One miles into airline miles and hotel points with partner programs which give you the chance to squeeze much more than 1 cent in value out of your miles.

Here are the travel credit cards that Capital One offers:

Capital One Venture X Rewards Credit Card
Capital One Venture X Rewards Credit Card
Best Premium Card For Unlimited Miles
  • Earn 10X Miles on hotels and rental cars booked through Capital One Travel
  • Earn 5X Miles on flights and vacation rentals booked through Capital One Travel
  • Earn an unlimited 2X Miles on all other purchases
  • Receive a $300 annual credit for bookings through Capital One Travel
  • 10,000 bonus miles annually starting on your first anniversary (worth $100 towards travel)
  • Access to Capital One Lounges and Priority Pass Lounges
  • Up to $120 towards a Global Entry or TSA Precheck application fee
  • $395 annual fee
  • Card Value & Venture X Miles Calculator
Capital One Venture Rewards Credit Card
Capital One Venture Rewards Credit Card
Best For Unlimited 2X Miles
  • Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
  • Earn an unlimited 2X miles on all other purchases
  • Two complimentary lounge visits per year to Capital One Lounges or Plaza Premium Lounges
  • Up to $120 towards a Global Entry or TSA Precheck application fee
  • $95 annual fee
  • Card Value & Venture Miles Calculator
Capital One Venture X Business
Capital One Venture X Business
Best Premium Business Card For Unlimited Miles
  • Earn 10X Miles on hotels and rental cars booked through Capital One Travel
  • Earn 5X Miles on flights and vacation rentals booked through Capital One Travel
  • Earn an unlimited 2X Miles on all other purchases
  • Receive a $300 annual credit for bookings through Capital One Travel
  • 10,000 bonus miles annually starting on your first anniversary (worth $100 towards travel)
  • Access to Capital One Lounges and Priority Pass Lounges
  • Up to $120 towards a Global Entry or TSA Precheck application fee
  • $395 annual fee
  • Card Value & Venture X Business Miles Calculator
Capital One Spark Miles for Business Card
Capital One Spark Miles for Business Card
Best Business Card For Unlimited 2X Miles
  • Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
  • Earn unlimited 2X miles on every card purchase
  • Up to $120 towards a Global Entry or TSA Precheck application fee
  • $0 the first year, then $95
  • Card Value & Spark Miles Calculator
Capital One Spark Miles Select for Business Card
Capital One Spark Miles Select for Business Card
Best For 1.5X Miles At No Annual Fee
  • Earn 5X miles on hotels and rental cars booked through Capital One Travel
  • Earn unlimited 1.5X miles on every card purchase
  • No annual fee
  • Card Value & Rewards Calculator
Our Top Credit Card Picks

We've run the calculations and checked them twice — here are the credit cards that consistently provide outstanding value to our users: