Buying Amtrak Points: Cost Calculator & How To Buy
Quick Overview
- Buying Amtrak points is easy—visit the Amtrak Buy Points portal page to top off your Amtrak Guest Rewards balance.
- Amtrak points cost 3.77 cents each, no matter how many you purchase.
- You can buy 500 points for $18.85 or up to 50,000 points for $1,885, depending on your needs.
- There’s an annual limit of 50,000 points per calendar year, except for Select Executive members who have no purchase cap.
- Amtrak points often go on sale, making it the best time to buy and maximize your value.
Use our Buy Amtrak Points Calculator to estimate how much it will cost you to buy Amtrak points at the standard rate.
How much does it cost to buy Amtrak points?
Amtrak points cost 3.77 cents per point meaning that every 500 points that you buy will cost $18.85. Since Amtrak points are worth about 2.5 cents each on average, this is very high cost.
I recommend buying Amtrak points only if you're a few points shy of redemption or you have some superb redemption that will give you more than 3.77 cents in value per point.
| Amtrak Points | Cost in cents |
|---|---|
| 500 - 50,000 points | 3.77 |
How many Amtrak points can you buy?
You can buy or gift up to 50,000 Amtrak Guest Rewards points in a single transaction. As a standard Amtrak Guest Rewards member, you can buy or receive up to 50,000 points per calendar year. If you have Select Executive membership status, there is no limit to how many points you can buy.
| Amtrak points | Per transaction |
|---|---|
| Minimum purchase | 500 points |
| Maximum purchase | 50,000 points |
| Maximum purchase per year | 50,000 points* |
How much will it cost to buy points?
Use our Buy Amtrak Points calculator to calculate how much it will cost you to purchase Amtrak points at the standard value of 3.77 cents per point.
| Total Cost 3.77 Cents Each |
$0 |
Do note that the cost of Amtrak Guest Rewards points can change at any time, so you'll want to visit the Buy, Share, and Transfer Amtrak Points page to see the most up-to-date cost.
How to purchase Amtrak points
- Go to the Buy Amtrak Points portal page.
- Select how many points you want to buy.
- Enter your payment information including your credit card information and billing address.
- Confirm the amount and check mark the box that you understand the terms and conditions.
- Click pay now.
Points will take up to 72 hours, but they typically post to your account same day.
Earn with Amtrak Guest credit cards
The best way to earn lots of Amtrak points is by using Amtrak credit cards. Amtrak offers two credit cards that will earn you 1X to 3X points on your purchases. These cards also provide multiple benefits including on-board discounts, annual companion passes, point rebates, and more!
Use our Amtrak Credit Card Calculators to learn more about each card and to calculate total points and overall card value based on monthly spend, card benefits, and annual fees.
We've run the calculations and checked them twice — here are the credit cards that consistently provide outstanding value to our users:
- Best flexible travel card: Capital One Venture Rewards Credit Card
- Best overall value year after year: Chase Sapphire Preferred® Card
- Best for high cash back: Blue Cash Preferred® Card from American Express
- Best for foodies: American Express® Gold Card
- Best for business travel rewards: Ink Business Preferred® Credit Card
- Best for heavy business spenders: Capital One Spark Cash Plus
Earn points paying rent with no transaction fee using the Bilt Mastercard®.
Redeem points towards future rent payments or transfer them to airline and hotel loyalty programs.
Earn status with Bilt Rewards and get treated like a VIP in your neighborhood with bonus points and access to exclusive benefits at local restaurants, fitness studios, and more.
Learn more