Kroger Points Rewards Plus: How To Earn & Cash Value

How does Points Rewards Plus work?

For every $30 that you spend on purchases of qualifying products during a qualifying period, you will receive 1,000 Rewards points which are automatically loaded to your digital account.

Qualifying purchases can be made in-store or online at Kroger brand stores and you must spend a full $30 on qualifying products to receive the 1,000 points. Spend amounts less than $30 prior to the end of a qualifying period will not carry over to the next qualifying period.

Qualifying Periods

The Points Rewards Plus program has two separate and independent qualifying periods to purchase qualifying products and earn points. Purchases made outside of these Qualifying Periods will not earn points.

Points Rewards Plus members can redeem points anytime between March 6, 2024 and 11:59:59 PM ET on February 6, 2025. So be sure to keep that end date in mind!

What products are eligible for points?

Qualifying products participating in the Points Rewards Plus program may change frequently during the program. You can find the full list of eligible products at pointsrewardsplus.com/products.

Calculate points earned

Use the Points Rewards Plus Earning Calculator to find out how many points you can earn based on how much you spend on participating products.

Points Rewards Plus points value

How much are points earned with the Kroger Points Rewards Plus program? On average, points are worth about 0.3 cents each. This means that 2,000 points would be equal to about $6 in value.

Fuel points

Points earned in the Points Rewards Plus program can be redeemed for Kroger fuel points. Redemptions start at 2,000 points for 500 bonus fuel points which is equal to 50 cents off per gallon at participating locations.

Every 100 fuel points is equal to 10 cents off per gallon and you can redeem up to 1,000 fuel points at participating fuel centers for a total of $1 off per gallon.

In terms of value, the larger the fill up, the more value you'll get out of this redemption. Here are the estimated values you'll receive based on how many gallons you pump:

• 10 gallons: 0.25 cents per point.
• 15 gallons: 0.38 cents per point.
• 20 gallons: 0.51 cents per point.
• 25 gallons: 0.64 cents per point.
• 30 gallons: 0.77 cents per point.
• 40 gallons: 1.03 cents per point.
• 50 gallons: 1.12 cents per point.

If you're going for this redemption, make sure that you're near empty so that you can get the most value.

Boost membership

Kroger Boost membership is an annual service that provides a handful of benefits with Kroger. This includes:

• Unlimited free delivery (fulfilled by Kroger or Instacart)
• 6-months of Complimentary Disney+ (with Ads), Hulu (with Ads), or ESPN+
• 2X points per $1 spent on groceries and more
• Member-exclusive offers that includes free items and limited time deals

There are two membership levels: standard for $59 per year and the enhanced membership for $99 per year which grants same-day delivery, discounted express delivery, and an ongoing subscription to Disney+, Hulu, and ESPN+.

When redeeming points, the standard membership will give your points a value of 0.295 cents per point and the enhanced will give you 0.3 cents per point—not that big of a difference.

Whether or not it is worth it for you will depend on how you feel about the convience of getting your groceries delivered to your door and if you shop at Kroger enough in which the double points would benefit you.

Games and downloadable content

Points Rewards Plus points can be redeemed for a small handful of downloadable games and content. There's not a large amount of stuff to pick from and the few options that are available will give your points a value of 0.33 to 0.44 cents per point.

Gift cards

Points Rewards Plus points can be redeemed for digital gift cards at a redemption rate of 16,000 points for a $50 gift card. Options include:

• Apple Gift Card
• Google Play Gift Card
• Roblox Gift Card
• Nintendo eShop Gift Card
• PlayStation Gift Card
• Xbox Gift Card

This redemption will give your points a value of 0.3125 cents per point.

Sweepstakes

Points Rewards Plus points can be used to participate in Sweepsteaks. These are usually events that can earn you name brand, leading electronics such as Apple products, entertainment systems, video game consoles and more.

The value of your points for these redemptions will be 0 cents per point—unless you win in which your points will be upwards of 30 to 50+ cents per point. It's a gamble.

Using points for grocery savings

Points Rewards Plus points can be used towards grocery which will give your points a value of between 0.25 and 0.3 cents each. You can redeem points for free items or for money off specific categories of items such as seafood or bakery items.

Convert points to dollars

Use the Points Rewards Plus points Value Calculator to determine the average cash value when used for gift cards, games, and grocery items.

Is the Kroger Points Rewards Plus Program Worth It?

The Kroger Points Rewards Plus Program is completely free to join and integrates seamlessly with your Kroger+ account. By simply shopping for groceries at Kroger or their family of brands, you’ll earn points on your regular purchases with no extra effort or cost.

For a clear picture of the program's value, let’s focus on its best redemption option: the $50 gift card.

• You earn 1,000 points for every $30 spent on eligible products.
• To redeem a $50 gift card, you’ll need 16,000 points, meaning you’ll spend $480 on participating products.
• This works out to a 10.4% return on eligible spending, which is an excellent rate of return for a free rewards program.

If you’re already shopping at Kroger, this program is a no-brainer for maximizing value!

Credit cards for Kroger

There are no credit cards that will earn you points in the Points Rewards Plus program, but you can still easily double dip on rewards by using a rewards credit card to pay for your Kroger purchases. This way you'll earn both points in the Points Rewards Plus program and rewards from the credit card you use to pay for your groceries.

Kroger credit card

Kroger offers one co-branded credit card that earns cash back rewards. It earns a pretty solid 5% back at Kroger when you use the mobile wallet to pay, but it's capped at a low $3K per year which is about $250 per month.

The best benefit of the card is that it offers the ability to save 25¢ per gallon on fuel every time you redeem at least 100 fuel points at Kroger Family of Companies Fuel Centers for the first year. The drawback is that you'll need to spend $6,000 on the card in order to earn that benefit the second year onward.

Kroger Rewards World Elite Mastercard®

Blue Cash Preferred® Card from American Express

The Blue Cash Preferred Card is one of the best credit cards in the market for supermarket purchases.

It earns a whopping 6% cash back on U.S. supermarket purchases on up to $6,000 per year (then 1%) which is double the cap of the Kroger Mastercard. On top of that, you'll earn at any U.S. supermarket, so you're not tied to strickly earning rewards spending at Kroger.

It also earns bonus cash back on several other categories including U.S. streaming services, transit, and U.S. gas stations.

The card has a $95 annual fee, but if you spend $6,000 per year (which is $500 per month) on U.S. groceries, you'll still come out ahead with $265 in cash back on groceries alone when the fee is subtracted.

• Learn More: Blue Cash Preferred Card

Capital One Savor Rewards Credit Card

The Capital One Savor Rewards Credit Card earns an unlimited 3% cash back at grocery stores. This is the perfect card for anyone that spends way beyond $500 per month at Kroger and other grocery stores. Along with having no annual fee, the card also has no foreign transaction fee which means you can use it to earn cash back worldwide without penalty!

• Learn More: Capital One Savor Rewards Credit Card