Kroger Rewards World Elite Mastercard®: Calculator & Cashback Guide
Fees
Earning Rates
- Earn 5% cash back on the first $3,000 in mobile wallet purchases made during the year, then 1%.
- Earn 5% cash back on the first $3,000 in Kroger Pay non-fuel transactions made during the year, then 2%.
- Earn 2% cash back on Kroger brand stores, excluding Kroger Fuel Centers.
- Earn 1% cash back on all other purchases.
Main Benefits
- Save an additional 25 cents per gallon on fuel
Our Take
Kroger Rewards Mastercard Cash Back Calculator
Use this calculator to see how much you’ll earn with the Kroger Rewards World Mastercard®. Earn 5% back on mobile wallet purchases, 2% on Kroger grocery, and 1% everywhere else Mastercard is accepted. Cardholders also get a fuel savings bonus and exclusive digital coupons.
Card Details All links open in new tab (so you will not lose your calculations).
Edit Card Details
Edit Card Name
Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.
Quick Assign
Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.
Currency Codes
Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.
Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.
Currency Name
Add Status / Loyalty
You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.
If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.
NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.
Clear / Remove...
If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.
Card Select
Select the card you will use for this category.
Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.
Credit Cards
Kroger Rewards World Elite Mastercard® Details
Earning Rates
The Kroger Rewards Mastercard earns cash back at the following rates:
- 5% cash back on the first $3,000 in mobile wallet purchases made during the year, then 1%.
- 5% cash back on the first $3,000 in Kroger Pay non-fuel transactions made during the year, then 2%.
- 2% cash back on Kroger brand stores, excluding Kroger Fuel Centers.
- 1% cash back on all other purchases.
Rewards Value & Calculator
Fees
Annual Fee
The Kroger Rewards Mastercard has no annual fee.
Authorized User Fee
There is no authorized user fee for the Kroger Rewards Mastercard.
Foreign Transaction Fee
The Kroger Rewards Mastercard has no foreign transaction fee. This means that you can use it outside of the United States and not be penalized.
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