Quick Overview

  • Earn Points on Eligible Purchases: Kroger's Points Rewards Plus program rewards you with points for shopping at Kroger brand stores.
  • Redeem for Top Rewards: Use your points for electronics, video games, downloadable content, grocery savings, gift cards, Boost membership, and more.
  • Points Value: Points are worth approximately 0.3 cents each—2,000 points equate to about $6 in value.
  • Combine Rewards with Cash Back: While the Kroger Rewards World Elite Mastercard® earns cash back instead of points, you can stack its rewards with your Points Rewards Plus earnings on eligible Kroger purchases for even greater savings.

Kroger Credit Card Rewards Calculators

Kroger offers a co-branded credit card that earns bonus cash back when you use Kroger Pay or mobile wallet payment methods. Each option is capped at $3,000 in annual spending ($250 per month), so dividing your spending evenly between the two can help you maximize rewards, both at Kroger and other grocery stores using mobile pay.

Overall, this card is a solid choice for frequent Kroger shoppers who plan to pay with mobile options.

Use our Credit Card Rewards Calculator to estimate your total cash back and card value based on your spending. Compare it side-by-side with top cards to find the best fit for your needs!

Kroger Points Rewards Plus Calculators

The Points Rewards Plus program is a rewards program that allows you to earn points on eligible purchases made at Kroger Brand stores. These points can be redeemed for gamer-favorite rewards as well as grocery savings, gift cards, Boost membership, and much more.

The program is free to sign up for and can be tied directly to your Kroger+ Membership Card. There is literally no downside to not signing up if you frequently shop at Kroger as you'll earn points doing what you already do... which is shopping at Kroger.