BJ's Rewards Overview

  • Earn Rewards Instantly: Get rewards when you shop in-store or online with BJ's as a Club+ member, or by using a BJ's credit card at any membership level.
  • Maximize Your Earnings: Enjoy 2% back with a BJ's Club+ Membership, 3% with the BJ's One™ Mastercard®, and 5% with the BJ's One+™ Mastercard® or BJ's Business Elite™ Mastercard®.
  • Easy Rewards Redemption: Redeem rewards in $20 increments once your balance reaches $20—usable both in-store and online.
  • Great Value for Frequent Shoppers: Upgrade to a BJ's Club+ Membership to maximize savings if you spend more than $2,750 annually.

BJ's Credit Card Rewards Calculators

BJ's offers three credit cards — two personal cards and one business card. If you frequently shop at BJs and want to maximize your earnings, these are the cards to have.

Learn more about BJ's credit card offerings and use our BJ credit card rewards calculators to find out how much you'll earn when shopping with their cards. Compare the results side-by-side other top credit card options to find the best cards for you.

Other BJ's Rewards Calculators

BJ's membership will cost you $55 per year for the Club membership and $110 per year for the Club+ membership. Which membership is worth it will depend on how much you spend at BJ's annually.

Use our Membership Value Calculator to find out which membership is best for you based on how much you spend each year at BJ's.