BJ’s One+™ Mastercard®: Calculator & Rewards Breakdown
Fees
Earning Rates
- Earn 5% back with BJ's.
- Earn 2% back on all other purchases.
Main Benefits
- Get 15¢ off every gallon of fuel purchased with BJ's Gas
Our Take
BJ's One+ Mastercard rewards calculator
Use this calculator to estimate how much you’ll earn with the BJ’s One+ Mastercard. Get 5% back on most in-club and BJs.com purchases and 2% back on all other purchases — all with no added card fee beyond your BJ’s Membership. Ideal for frequent BJ’s shoppers wanting maximum rewards on bulk buying.
Card Details All links open in new tab (so you will not lose your calculations).
Edit Card Details
Edit Card Name
Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.
Quick Assign
Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.
Currency Codes
Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.
Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.
Currency Name
Add Status / Loyalty
You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.
If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.
NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.
Clear / Remove...
If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.
Card Select
Select the card you will use for this category.
Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.
Credit Cards
Card Details
BJ's One+ Mastercard earning rate
The BJ's One+ Mastercard earns BJs Rewards at the following rates:
- 5% back in rewards on in-store purchases at BJ's locations, online purchases made at bjs.com, and purchases made through the BJ's app.
- 2% back in rewards on all other purchases.
BJ's One+ Mastercard rewards value
BJ's One+ Mastercard benefits
Here are the main benefits of the BJ's One+ Mastercard:
- Fuel Discount: Get 10¢ off every gallon of fuel purchased with BJ's Gas when you use your BJ's One Mastercard.
BJ's One+ Mastercard fees
Annual Fee
The BJ's One+ Mastercard does not have an annual fee, but requires Club+ Card membership.
BJ's Rewards Calculators
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Calculator: Is BJ's Membership Worth It?
View the details on BJ's membership and use our calculator to find out if the cost of membership is worth it. -
Calculator: BJ's One+™ Mastercard®
Use our BJs One+ Mastercard to calculate total rewards and the overall value of the card based on spend, benefits, and fees. -
Calculator: BJ's One™ Mastercard®
Use our BJs One Mastercard to calculate total rewards and the overall value of the card based on spend, benefits, and fees. -
Calculator: BJ's Business Elite™ Mastercard®
Use our BJ's Business Elite Mastercard to calculate total rewards and the overall value of the card based on spend, benefits, and fees. -
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