BJ's Business Elite™ Mastercard®: Calculator & Rewards Guide
Fees
Earning Rates
- Earn 5% back with BJs.
- Earn 2% back on all other purchases.
Main Benefits
- Get 15¢ off every gallon of fuel purchased with BJ's Gas
Our Take
BJ's Business credit card rewards calculator
Use this calculator to estimate how much your business can earn with the BJ’s Business Elite Mastercard. Get 5% back on eligible BJ’s purchases and 2% back on everything else. This card is tailored for business owners looking to maximize rewards on bulk and operational spending.
Card Details All links open in new tab (so you will not lose your calculations).
Edit Card Details
Edit Card Name
Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.
Quick Assign
Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.
Currency Codes
Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.
Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.
Currency Name
Add Status / Loyalty
You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.
If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.
NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.
Clear / Remove...
If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.
Card Select
Select the card you will use for this category.
Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.
Credit Cards
Card Details
BJ's Business credit card earning rate
The BJ's Business Elite Mastercard earns BJs Rewards at the following rates:
- 5% back on in-store purchases at BJ's locations, online purchases made at bjs.com, and purchases made through the BJ's app.
- 2% back on all other purchases.
BJ's Business credit card rewards value
BJ's Business credit card benefits
Here are the main benefits of the BJ's Business Elite Mastercard:
- Fuel Discount: Get 15¢ off every gallon of fuel purchased with BJ's Gas when you use your BJ's Business Elite Mastercard.
BJ's Business credit card fees
Annual Fee
The BJ's Business Elite Mastercard has a $0 annual fee, but requires BJ's Club+ Card membership.
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