Chase Points Calculator: Chase Sapphire Preferred® Card
Fees
Earning Rates
- Earn 5X points on travel purchased through Chase Travel℠.
- Earn 3X points on dining (including eligible delivery services takeout and dining out), online grocery purchases (excluding Target, Walmart and wholesale clubs), and on select streaming services.
- Earn 2X points on other travel purchases.
- Earn 1X points on all other purchases.
- Earn 5X points on Lyft purchases until March 2025 as part of the Chase-Lyft partnership.
Intro Bonus
Main Benefits
- 25% point value boost on travel redemptions through Chase Travel, $50 credit every cardmember anniversary towards hotel stays booked through the Chase Travel, 10% bonus points every cardmember anniversary based on how much you spent on the card the prior cardmember year, travel coverage, and no foreign transaction fees.
Rewards Details
- Chase Sapphire Preferred points are worth 1.25 cents apiece when redeemed for travel through Chase Travel.
- Points can be transferred to Chase's airline and hotel partners for increase value.
Our Take
Card Details
Chase Sapphire Preferred points per dollar
The Chase Sapphire Preferred Card earns Ultimate Rewards points at the following rates:
- 5 points per $1 spent on travel purchased through Chase Travel, excluding hotel purchases that qualify for the $50 Annual Chase Travel Hotel Credit.
- 3 points per $1 spent on dining, including eligible delivery services, takeout and dining out.
- 3 points per $1 spent on online grocery purchases (excluding Target, Walmart and wholesale clubs).
- 3 points per $1 spent on select streaming services.
- 2 points per $1 spent on other travel purchases.
- 1 point per $1 spent on all other purchases.
Calculator: Chase Sapphire Preferred points value
Chase Sapphire Preferred benefits
Here are the main benefits of the Chase Sapphire Preferred Card:
- $50 Hotel Credit: Earn up to $50 in statement credits each account anniversary year for hotel stays purchased through Chase Travel.
- 25% Point Value Boost: Points are worth 25% more when you redeem for travel through Chase Travel℠.
- 10% Anniversary Bonus: Each account anniversary you'll earn bonus points equal to 10% of your total purchases made the previous year.
- Travel & Purchase Coverage: Trip Cancellation Insurance, Trip Interruption Insurance, Trip Delay Reimbursement, Baggage Delay Insurance, Auto Rental Collision Damage Waiver, Purchase Protection, and Extended Warranty Protection.
Calculator: Chase Sapphire Preferred points transfer
Chase Sapphire Preferred points can be moved between Chase-branded credit cards attached to your account at a 1:1 rate. This includes the Chase Sapphire Reserve® and Ink Business Preferred® Credit Card as well as most of Chase's cash back credit cards.
This means you can mix and match personal and business credit cards to maximize your rewards and point values towards travel.
Chase Sapphire Preferred fees
Annual Fee
The Chase Sapphire Preferred has an annual fee of $95.
When it comes to earning points, this is one of the best Chase credit cards to do it thanks to the solid bonus multipliers and 10% anniversary bonus. On top of that, points have increased value towards travel and can have even more value when transferred to Chase's partners.
Overall, this card is well worth the $95.
Authorized User Fee
There is no fee to add authorized users to the Chase Sapphire Preferred. Adding family and friends to the account can help you earn points faster.
Foreign Transaction Fee
The Chase Sapphire Preferred has a 0% foreign transaction fee. That makes this an excellent card for international travel and spending.
Chase Sapphire Preferred points calculator
Use the Chase Sapphire Preferred points calculator to estimate points earned from your spending and calculate the card's overall value, factoring in benefits and fees.
Card Details All links open in new tab (so you will not lose your calculations).
Edit Card Details
Edit Card Name
Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.
Quick Assign
Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.
Currency Codes
Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.
Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.
Currency Name
Add Status / Loyalty
You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.
If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.
NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.
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If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.
Card Select
Select the card you will use for this category.
Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.
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