Quick Overview
Earning Points
Amtrak Guest Rewards points are primarily earned traveling with Amtrak. You can also earn points booking hotels, renting cars, spending with retail partners, and shopping online.
Redeeming Points
Amtrak points can be redeemed for Amtrak travel, hotels, car rentals, and gift cards.
Value
Amtrak points are worth about 2.5 cents each when redeemed for award travel with Amtrak. This means 10,000 points are worth about $250 in value with Amtrak.
Amtrak Credit Card Point Calculators
Use our credit card rewards calculator to calculate total rewards per $1 spent and overall card value based on the spend amounts you enter and how much you value card benefits, minus annual fees. Compare results side-by-side multiple cards from any issuer.
Amtrak Guest Rewards® Preferred Mastercard®
- 1X - 3X points.
- Receive 5% of your redeemed points back when you book award travel on Amtrak.
- Receive a lounge pass good for a complimentary visit to a ClubAcela or Metropolitan Lounge visit every year.
- Receive a companion pass on the anniversary date of your every year.
- $99 annual fee.
Amtrak Guest Rewards® Mastercard®
- 1X - 2X points.
- Receive 5% of your redeemed points back when you book award travel on Amtrak.
- When you use your card to make food and beverage purchases on-board Amtrak, you'll receive a 10% discount.
- $0 annual fee.