American Express Blue Business Cash™ Card
Fees
Earning Rates
- Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%.
- Earn 1% cash back on all eligible purchases after spending $50,000 per calendar year.
Intro Bonus
Main Benefits
- Spend beyond your credit limit.
Our Take
Card Details
Blue Business Cash earning rate per dollar
The Blue Business Cash Card earns cash back at the following rates:
- 2% cash back on up to $50,000 in purchases per year, then 1%.
Cash back earned is automatically credited to your statement.
Blue Business Cash benefits
Here are the main benefits of the AMEX Blue Business Cash Card:
- Expanded Buying Power: Spend above your credit limit. The amount you can spend above your credit limit is flexible, so it adapts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors.
- Travel & Purchase Coverage*: Car Rental Loss and Damage Insurance, Purchase Protection, and Extended Warranty.
*Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
Blue Business Cash fees
Annual Fee
The AMEX Blue Business Cash Card has a $0 annual fee. See Rates & Fees
Authorized User Fee
There is no fee to add authorized users to AMEX Blue Business Cash. It's a great card for earning flat-rate cash back on business expenses.
Foreign Transaction Fee
The AMEX Blue Business Cash Card has a foreign transaction fee of 2.7%. If your business deals with international travel or purchases, this is not a card you will want to use.
Blue Business Cash Card cash back and card value calculator
Use the AMEX Blue Business Cash Calculator to calculate cash back based on your expenses and card benefits, minus annual fees, to determine if it's worth it.
Card Details All links open in new tab (so you will not lose your calculations).
Edit Card Details
Edit Card Name
Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.
Quick Assign
Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.
Currency Codes
Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.
Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.
Currency Name
Add Status / Loyalty
You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.
If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.
NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.
Clear / Remove...
If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.
Card Select
Select the card you will use for this category.
Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.
