Blue Cash Everyday® Card from American Express
Fees
Earning Rates
- Earn 3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%.
- Earn 3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%.
- Earn 3% Cash Back at U.S. gas stations, on up to $6,000 per year, then 1%.
- Earn 1% Cash Back on other purchases.
Intro Bonus
Main Benefits
- Complimentary ShopRunner membership and Disney Bundle (Disney+, Hulu, ESPN+) discount.
Rewards Details
- The cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or on Amazon.com at checkout.
Our Take
Card Details
Blue Cash Everyday earning rate per dollar
The Blue Cash Everyday Card earns cash back at the following rates:
- 3% cash back at U.S. supermarkets, on up to $6,000 per year in purchases (then 1%).
- 3% cash back on U.S. retail purchases, on up to $6,000 per year in purchases (then 1%).
- 3% cash back at U.S. gas stations, on up to $6,000 per year in purchases (then 1%).
- 1% cash back on all other purchases.
The cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or on Amazon.com at checkout.
Blue Cash Everyday benefits
Here are the main benefits of the Blue Cash Everyday Card:
- Disney Bundle Credit: Get a $7 monthly statement credit after using your enrolled Blue Cash Everyday® Card to spend $9.99 or more each month on a subscription to the Disney Bundle.
- Home Chef Credit: Get up to $15 in statement credits back per month after you use your enrolled Blue Cash Everyday® Card to purchase a Home Chef subscription.
- Travel & Purchase Coverage*: Car Rental Loss and Damage Insurance (Secondary) and Purchase Protection.
*Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
Blue Cash Everyday fees
Annual Fee
The Blue Cash Everyday doesn't has a $0 annual fee. See Rates & Fees
This is fantastic considering that this card earns 3% back across multiple categories.
Authorized User Fee
There is no fee to add authorized users to the Blue Cash Everyday. Adding family and friends to the card can help you earn cash back faster.
Foreign Transaction Fee
The Blue Cash Everyday has a foreign transaction fee of 2.7%. This means you will be charged a fee everytime you make a non-U.S. dollar purchase with this card making it a terrible choice for international travel and shopping.
Blue Cash Everyday cash back and card value calculator
Use the AMEX Blue Cash Everyday Calculator to calculate cash back based on your spending and card benefits, minus annual fees, to determine if it's worth it.
Card Details All links open in new tab (so you will not lose your calculations).
Edit Card Details
Edit Card Name
Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.
Quick Assign
Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.
Currency Codes
Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.
Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.
Currency Name
Add Status / Loyalty
You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.
If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.
NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.
Clear / Remove...
If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.
Card Select
Select the card you will use for this category.
Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.
