Earning Rates

The Wells Fargo Autograph Journey Card earns Wells Fargo points at the following rates:

  • 5 points per $1 spent on hotels
  • 4 points per $1 spent on airlines
  • 3 points per $1 spent on restaurants and other travel
  • 1 point per $1 spent on all other purchases

Rewards Value & Calculator

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Key Benefits

Here are the main benefits of the Wells Fargo Autograph Journey Card:

  • $50 Annual Statement Credit: Receive a $50 annual statement credit with $50 minimum airline purchase.
  • Luxury Hotel Collection: Enjoy a premium collection of benefits at a selection of the world’s most intriguing and prestigious properties.
  • Travel & Purchase Coverage: Trip Cancellation Protection, Trip Interruption Protection, Travel Accident Insurance, Lost Baggage Reimbursement, Auto Rental Collision Damage Waiver, Cellular Telephone Protection, and Roadside Dispatch.

Fees

Annual Fee

The Wells Fargo Autograph Journey Card has a $95 annual fee.

You'll recover $50 of the fee from the annual statement credit. If you spend often across any of the bonus categories featured on the card, it should be easy to make up for the rest in points.

Authorized User Fee

There is no fee to add authorized users to the Wells Fargo Autograph Journey Card.

Foreign Transaction Fee

The Wells Fargo Autograph Journey Card has no foreign transaction fees. That makes this an excellent card for travel and spending outside of the United States.