USAA Rewards™ American Express® Card: Calculator & Rewards Breakdown
Fees
Earning Rates
- Earn 3X points on dining.
- Earn 2X points on gas station and grocery.
- Earn 1X points on all other purchases.
Main Benefits
- Travel and purchase coverage
- No foreign transaction fees
Our Take
USAA Rewards AMEX Points Calculator
Use this calculator to estimate how many points you'll earn with the USAA Rewards Amex based on your spending habits. Factor in rewards for gas and groceries, and compare this card to other military-focused and no-fee travel options.
Card Details All links open in new tab (so you will not lose your calculations).
Edit Card Details
Edit Card Name
Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.
Quick Assign
Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.
Currency Codes
Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.
Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.
Currency Name
Add Status / Loyalty
You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.
If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.
NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.
Clear / Remove...
If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.
Card Select
Select the card you will use for this category.
Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.
Credit Cards
USAA Rewards™ American Express® Card Details
Earning Rates
The USAA Rewards AMEX Card earns USAA Rewards points at the following rates:
- 3 points per $1 spent on dining.
- 2 points per $1 spent on grocery and gas station.
- 1 point per $1 spent on all other purchases.
Rewards Value & Calculator
Key Benefits
Here are the main benefits of the USAA Rewards AMEX Card:
- Travel & Purchase Coverage: Trip Cancellation Insurance, Trip Interruption Coverage, Baggage Delay and Reimbursement, Travel Accident Insurance, Auto Rental Coverage, and Extended Warranty.
Fees
Annual Fee
The USAA Rewards AMEX Card has no annual fee.
Authorized User Fee
There is no fee to add authorized users to the USAA Rewards AMEX Card.
Foreign Transaction Fee
The USAA Rewards AMEX Card has no foreign transaction fees. This means you can use the card to earn points outside of the United States with no penalty.
