Citi Points Calculator: Citi Rewards+® Card
Fees
Earning Rates
- Earn 2X points at supermarkets and gas stations for the first $6,000 per year and then 1X points thereafter.
- Earn 1X points on all other purchases.
Main Benefits
- Points are rounded up to the nearest 10 and a 10% point rebate on the first 100,000 points redeemed per year.
Rewards Details
- Citi Rewards+ points have an average value of 1.1 cent per point thanks to the 10% point rebate.
- If you have the Citi Strata Premier℠ Card, you will be able to transfer your Citi Rewards+ points to all of Citi's airline and hotel partners which can give your points up to 2 cents in value or more.
Our Take
Card Details
Citi Reward+ points per dollar
The Citi Rewards+ Card earns ThankYou Rewards points at the following rates:
- 2 points per $1 spent at supermarkets and gas stations for the first $6,000 spent per year, then 1X thereafter.
- 1 point per $1 spent on all other card purchases.
As part of a special travel offer, earn a total of 5 ThankYou® Points per $1 spent on hotel, car rentals and attractions booked on CitiTravel.com through December 31, 2025.
Calculator: Citi Reward+ points value
Citi Reward+ benefits
Here are the main benefits of the Citi Rewards+ Card:
- Point Round Up: Earn points fast with the only credit card that automatically rounds up to the nearest 10 points on every purchase.
- Points Rebate: Get 10% Points Back when you redeem, up to the first 100,000 points redeemed per year.
Calculator: Citi Reward+ points transfer
Citi Reward+ fees
Annual Fee
The Citi Rewards+ Card does not have an annual fee.
It's a solid option for earning ThankYou points, but it's easily beat (with very little effort) by the Citi Strata Premier℠ Card.
Authorized User Fee
There is no fee to add authorized users to Citi Rewards+ Card.
Foreign Transaction Fee
The Citi Rewards+ Card has a 3% foreign transaction fee. That makes this card a bad choice for non-U.S. Dollar purchases.
Citi Reward+ points and card value calculator
Calculate how many ThankYou Points you can earn with the Citi Rewards+ Card based on spend and the cash value of those points. Results can be compared side-by-side any U.S. credit cards featured on the site to see which cards earns you the most rewards.
Note: The Citi Rewards+ Calculator does not factor in the rounding of points to the nearest 10 since each transaction will vary. Just keep in mind that this benefit can earn you a significant amount of extra points throughout the year on top of what the calculator outputs.
Card Details All links open in new tab (so you will not lose your calculations).
Edit Card Details
Edit Card Name
Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.
Quick Assign
Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.
Currency Codes
Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.
Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.
Currency Name
Add Status / Loyalty
You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.
If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.
NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.
Clear / Remove...
If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.
Card Select
Select the card you will use for this category.
Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.
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