Earning Rates

The Citi Strata Premier Card earns ThankYou Rewards points at the following rates:

  • 10 points per $1 spent on Hotel, Car Rentals, and Attractions booked through CitiTravel.com.
  • 3 points per $1 spent on air travel and other hotel purchases.
  • 3 points per $1 spent at restaurants, supermarkets, gas stations, and EV charging stations.
  • 1 point per $1 spent on all other card purchases.

Rewards Value & Calculator

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Key Benefits

The Citi Strata Premier Card features the following benefits:

  • $100 Annual Hotel Benefit: Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com.
  • Travel & Purchase Coverage: Trip Cancellation Insurance, Trip Interruption Protection, Trip Delay Protection, Lost or Damaged Luggage, and MasterRental Coverage.

Transfer Partners & Conversion Calculator

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Fees

Annual Fee

The Citi Strata Premier Card has a $95 annual fee.

If you don't mind booking travel through Citi's travel portal, you can earn the full annual fee back with the hotel benefit. This of course requires a $500 stay, but you'll receive the $100 credit at time of booking. You will also earn a whopping 10X points on the remainder of the cost.

Even if you don't use the travel credit, the card earns an unlimited 3X points across everyday categories and travel meaning that if you make this your everyday card, you'll earn lots of points throughout the calendar year. In my opinion, it's one of the best travel credit cards for day-to-day purchases.

Authorized User Fee

There is no fee to add authorized users to the Citi Strata Premier Card. Adding family and friends can help you earn points faster.

Foreign Transaction Fee

The Citi Strata Premier Card has a 0% foreign transaction fee. That makes this one of the best credit cards to take along when doing any kind of international travel or spending as you'll be able to earn points without worrying about being penalized.