Calculator: What Is The Value Of PNC Rewards Points?
Quick Overview
- Redemption Options: PNC Rewards points can be used for travel, gift cards, cash back, and merchandise.
- Point Value: Points are worth 0.25 cents each, meaning 1,000 points equal just $2.50 in value.
Use our PNC points to dollars calculator to determine how much your PNC points are worth when redeemed for cash, travel, and more.
PNC points value
How much are PNC points worth? PNC points value averages 0.25 cents each which is significantly lower than the average 1 cent or more you'll typically get from most other rewards programs.
Here's the breakdown on PNC points value:
| Redemption options | PNC points value (in cents) |
|---|---|
| Travel redemptions in the PNC points rewards portal | 0.25 |
| Gift card redemptions | 0.25 |
| Cash back redemptions | 0.25 |
PNC points are one of the lowest credit card rewards currencies in the US.
Redeeming points for travel
PNC points will have the best redemption value of 0.25 cents per point when being redeeming for travel.
For example, a $200 airline ticket would require 80,000 PNC points. This would require you to spend $20,000 across the PNC points Visa or $16,000 across the PNC points® Visa® Business Credit Card which is a lot for $200 in value.
If you ran $20,000 in spend across the no-annual fee Citi® Double Cash Card, you would earn $400 back which is double that of the PNC points Visa credit card.
For $16,000 in business spend, the American Express Blue Business Cash™ Card would earn you $320 back.
All-in-all, there are plenty of better credit cards for travel spending and business spending.
Redeeming points for gift cards and cash back
PNC points can be redeemed for gift cards and cash back at a value of 0.25 cents per point.
Redeeming points for merchandise
The value you get out of redeeming PNC points for merchandise will vary, but it will typically be about 0.25 cents per point.
PNC points to dollars calculators
Use the PNC points to dollars calculator to determine the cash value of your points based on the redemption. This will give you an idea of how much your points are worth.
Calculator: How much are your PNC points worth?
| Redemption | Average Dollar Value |
|---|---|
| Travel redemptions in the PNC points rewards portal | $0 |
| Gift card redemptions | $0 |
| Cash back redemptions | $0 |
Average redemption value
The table below lists the value of PNC points for several denominations when valued at an average of 0.25 cent per point.
| PNC Points | Cash Value |
|---|---|
| 1 Point | $0.0025 |
| 1,000 Points | $2.50 |
| 2,500 Points | $6.25 |
| 5,000 Points | $12.50 |
| 10,000 Points | $25 |
| 20,000 Points | $50 |
| 25,000 Points | $62.50 |
| 50,000 Points | $125.00 |
| 75,000 Points | $187.50 |
| 100,000 Points | $200.00 |
How does PNC points value compare?
Here's how PNC points value stack up against other leading travel rewards programs:
PNC points are one of the lowest value credit card rewards currencies available. When using their cards, you'll earn anywhere from a 1% to 1.75% return based on your banking services with them.
There are plenty of credit cards in which you can earn similar or better returns without jumping through any hoops—with some even offering benefits such as travel insurance or no foreign transaction fees on international purchases.
Here are just a few better options:
- Capital One Savor Rewards Credit Card: Earn unlimited 3% cash back on dining, entertainment, grocery, and popular streaming services. 1% back on everything else. No annual fee and no foreign transaction fees.
- Capital One QuickSilver Rewards Credit Card: Earn unlimited 1.5% cash back on all purchases. No annual fee and no foreign transaction fees. Pairs well with Savor.
- Chase Freedom Unlimited®: Earns 3% back on drugstore and dining, and 1.5% back on all other purchases. No annual fee.
- Citi® Double Cash Card: Earns a total of 2% cash back on all purchases—1% on the purchase and 1% when you pay off that purchase.
We've run the calculations and checked them twice — here are the credit cards that consistently provide outstanding value to our users:
- Best flexible travel card: Capital One Venture Rewards Credit Card
- Best overall value year after year: Chase Sapphire Preferred® Card
- Best for high cash back: Blue Cash Preferred® Card from American Express
- Best for foodies: American Express® Gold Card
- Best for business travel rewards: Ink Business Preferred® Credit Card
- Best for heavy business spenders: Capital One Spark Cash Plus
Earn points paying rent with no transaction fee using the Bilt Mastercard®.
Redeem points towards future rent payments or transfer them to airline and hotel loyalty programs.
Earn status with Bilt Rewards and get treated like a VIP in your neighborhood with bonus points and access to exclusive benefits at local restaurants, fitness studios, and more.
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