PenFed Platinum Rewards Visa Signature® Card: Calculator & Points Guide
Fees
Earning Rates
- Earn 5X points on gas station purchases and EV charging stations.
- Earn 3X points at supermarkets, restaurants, and on TV, radio, cable, and streaming services.
- Earn 1X points on all other purchases.
Main Benefits
- Access to Luxury Hotel Collection
- Travel and purchase coverage
PenFed Platinum Visa Points Calculator
Use this calculator to estimate how many points you’ll earn with the PenFed Platinum Rewards Visa Card based on your monthly spending. Factor in high-value bonus categories like gas and groceries, and compare the card’s value against other no-annual-fee rewards cards.
Card Details All links open in new tab (so you will not lose your calculations).
Edit Card Details
Edit Card Name
Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.
Quick Assign
Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.
Currency Codes
Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.
Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.
Currency Name
Add Status / Loyalty
You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.
If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.
NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.
Clear / Remove...
If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.
Card Select
Select the card you will use for this category.
Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.
Credit Cards
PenFed Platinum Rewards Visa Signature® Card Details
Earning Rates
The PenFed Platinum Rewards Visa Card earns PenFed points at the following rates:
- 5 points per $1 spent on gas paid at the pump and EV charging stations.
- 3 points per $1 spent at supermarkets (including most Target and Walmart locations) and restaurants.
- 3 points per $1 spent on TV, radio, cable, and streaming services.
- 1 point per $1 spent on all other purchases.
Rewards Value & Calculator
Key Benefits
Here are the main benefits of the PenFed Platinum Rewards Visa Card:
- Luxury Hotel Collection: Enjoy access to luxury hotels around the world and take advantage of premium offers and discounts.
- Travel & Purchase Coverage: Travel Accident Insurance and Cell Phone Protection.
Fees
Annual Fee
The PenFed Platinum Rewards Visa Card has no annual fee.
Authorized User Fee
There is no fee to add authorized users to the PenFed Platinum Rewards Visa Card.
Foreign Transaction Fee
The PenFed Platinum Rewards Visa Card has no foreign transaction fees. This means you can use the card outside of the United States without being penalized.
PenFed Points Calculators
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Calculator: PenFed Pathfinder® Rewards Visa Signature® Card
Review the card benefits and calculate total PenFed points and card value based on your spend. -
Calculator: PenFed Platinum Rewards Visa Signature® Card
Review the card benefits and calculate total PenFed points and card value based on your spend.
