One Key™+ Card: Calculator & OneKeyCash™ Rewards Breakdown
Fees
Earning Rates
- 3% back on Expedia, Hotels.com, and Vrbo purchases
- 3% back at gas stations, grocery stores, restaurants and food delivery
- 2% back on other purchases
Main Benefits
- Enjoy automatic OneKey Gold member status
- Spend your way to Platinum member status
- Up to $100 in OneKeyCash each year
- Up to $120 statement credit for Global Entry or TSA PreCheck
- Travel & purchase insurance
Rewards Details
- OneKeyCash is worth face value and can be redeemed for bookings through Expedia, Hotels.com, and Vrbo.
One Key+ Card Cash Back Calculator
Use this calculator to estimate how much OneKeyCash™ you’ll earn with the One Key+ Card based on your travel and daily spending. Factor in bonus rates on Expedia, Hotels.com, and Vrbo, and compare against other travel cards to determine your best-value option.
Card Details All links open in new tab (so you will not lose your calculations).
Edit Card Details
Edit Card Name
Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.
Quick Assign
Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.
Currency Codes
Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.
Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.
Currency Name
Add Status / Loyalty
You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.
If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.
NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.
Clear / Remove...
If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.
Card Select
Select the card you will use for this category.
Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.
Credit Cards
One Key+™ Card Details
Earning Rates
The One Key+ Card earns OneKeyCash at the following rates:
- 3% back in OneKeyCash on Expedia, Hotels.com, and on Vrbo.
- 3% back in OneKeyCash at gas stations, grocery stores, restaurants and food delivery.
- 2% back in OneKeyCash on other purchases
Do note that the credit card itself earns 3% back on Expedia, Hotels.com and on Vrbo. You'll earn additional OneKeyCash when booking VIP Access properties on Expedia or Hotels.com based on your status in their program. Here are the bonus rates:
- Silver members earn 3% bonus
- Gold members earn 4% bonus
- Platinum members earn 6% bonus
Since this card offers complimentary Gold member status, you'll earn a total of 7% back at VIP Access properties booked with Expedia and Hotels.com. For Vrbo, you'll earn a 2% bonus no matter your level which comes out to a flat 5% back.
Rewards Value & Calculator
OneKeyCash is worth face value. $1 in OneKeyCash is equal to $1 in redemption value through Expedia, Hotels.com, and Vrbo.
Key Benefits
The One Key+ Card features the following benefits:
- $100 OneKeyCash Annually: Get $100 in OneKeyCash each year upon your Cardholder anniversary.
- Global Entry/TSA PreCheck Credit: Receive one statement credit up to $120 for Global Entry® or TSA PreCheck® when you use your card to pay for your application.
- OneKey Status: Enjoy automatic Gold status and unlock Platinum when you spend $30,000 each calendar year.
- Travel & Shopping Coverage: Trip Cancellation Protection, Trip Interruption Protection, Auto Rental Collision Damage Waiver, Travel Accident Insurance, and Cellular Telephone Protection.
Fees
Annual Fee
The One Key+ Card has a $99 annual fee.
This is easily taken care of by the $100 credit you'll receive on each card anniversary.
Authorized User Fee
There is no fee to add authorized users to the One Key+ Card. If you have other family members that spend across the categories on the card, adding them can help you build your OneKeyCash faster
Foreign Transaction Fee
The One Key+ Card has a 0% foreign transaction fee which means you can use the card to earn OneKeyCash worldwide without any penalty.