One Key+ Card earning rate

The One Key+ Card earns OneKeyCash at the following rates:

  • 3% back in OneKeyCash on Expedia, Hotels.com, and on Vrbo.
  • 3% back in OneKeyCash at gas stations, grocery stores, restaurants and food delivery.
  • 2% back in OneKeyCash on other purchases

Do note that the credit card itself earns 3% back on Expedia, Hotels.com and on Vrbo. You'll earn additional OneKeyCash when booking VIP Access properties on Expedia or Hotels.com based on your status in their program. Here are the bonus rates:

  • Silver members earn 3% bonus
  • Gold members earn 4% bonus
  • Platinum members earn 6% bonus

Since this card offers complimentary Gold member status, you'll earn a total of 7% back at VIP Access properties booked with Expedia and Hotels.com. For Vrbo, you'll earn a 2% bonus no matter your level which comes out to a flat 5% back.

One Key+ Card value

OneKeyCash is worth face value. $1 in OneKeyCash is equal to $1 in redemption value through Expedia, Hotels.com, and Vrbo.

One Key+ Card benefits

The One Key+ Card features the following benefits:

  • $100 OneKeyCash Annually: Get $100 in OneKeyCash each year upon your Cardholder anniversary.
  • Global Entry/TSA PreCheck Credit: Receive one statement credit up to $120 for Global Entry® or TSA PreCheck® when you use your card to pay for your application.
  • OneKey Status: Enjoy automatic Gold status and unlock Platinum when you spend $30,000 each calendar year.
  • Travel & Shopping Coverage: Trip Cancellation Protection, Trip Interruption Protection, Auto Rental Collision Damage Waiver, Travel Accident Insurance, and Cellular Telephone Protection.

One Key+ Card fees

Annual Fee

The One Key+ Card has a $99 annual fee.

This is easily taken care of by the $100 credit you'll receive on each card anniversary.

Authorized User Fee

There is no fee to add authorized users to the One Key+ Card. If you have other family members that spend across the categories on the card, adding them can help you build your OneKeyCash faster

Foreign Transaction Fee

The One Key+ Card has a 0% foreign transaction fee which means you can use the card to earn OneKeyCash worldwide without any penalty.