One Key Card earning rate

The One Key Card earns OneKeyCash at the following rates:

  • 3% back in OneKeyCash on Expedia, Hotels.com, and on Vrbo.
  • 3% back in OneKeyCash at gas stations, grocery stores, restaurants and food delivery.
  • 1.5% back in OneKeyCash on other purchases

When using the One Key Card to book VIP Access properties on Expedia or Hotels.com, you'll earn bonus OneKeyCash (on top of the 3% the card earns) based on your status in their program. Here are the bonus rates:

  • Silver members earn 3% bonus
  • Gold members earn 4% bonus
  • Platinum members earn 6% bonus

Since this card offers complimentary Silver member status, you'll earn a total of 6% back at VIP Access properties booked with Expedia and Hotels.com.

For Vrbo, you'll earn a 2% bonus no matter your level which comes out to a flat 5% back.

One Key Card value

OneKeyCash is worth face value. $1 in OneKeyCash is equal to $1 in redemption value through Expedia, Hotels.com, and Vrbo.

One Key Card benefits

The One Key Card features the following benefits:

  • OneKey Status: Enjoy automatic Silver status and unlock Gold when you spend $15,000 each calendar year.
  • Travel & Shopping Coverage: Trip Cancellation Protection, Trip Interruption Protection, Auto Rental Collision Damage Waiver, Travel Accident Insurance, and Cellular Telephone Protection.

One Key Card fees

Annual Fee

The One Key Card has no annual fee.

Authorized User Fee

There is no fee to add authorized users to the One Key Card. If you have other family members that spend across the categories on the card, adding them can help you build your OneKeyCash faster

Foreign Transaction Fee

The One Key Card has a 0% foreign transaction fee which means you can use the card to earn OneKeyCash worldwide without any penalty.