Norwegian Cruise Line World Mastercard
Fees
Earning Rates
- Earn 3X WorldPoints on Norwegian purchases.
- Earn 2X WorldPoints on air and hotel purchases.
- Earn 1X WorldPoints on all other purchases.
Main Benefits
- Earn up to 75% more points as a Bank of America Preferred Rewards member.
Rewards Details
- Based on our valuations, NCL points are worth 1 cent each on average.
Our Take
Card Details
Norwegian Mastercard earning rate
The Norwegian Cruise Line Mastercard earns WorldPoints at the following rates:
- 3 WorldPoints points for every $1 spent on Norwegian purchases
- 2 WorldPoints points per $1 spent on eligible air and hotel purchases
- 1 WorldPoints point per $1 spent on all other purchases
Norwegian Mastercard points value
Norwegian Mastercard benefits
Here are the main benefits of the Norwegian Cruise Line Mastercard:
- Bank of America Preferred Rewards: Bank of America Preferred Rewards® members earn 25% - 75% more points on every purchase, applied to the base earn of 1 point per $1.
Norwegian Mastercard fees
Annual Fee
The Norwegian Cruise Line Mastercard has no annual fee.
Authorized User Fee
There is no fee to add authorized users to the Norwegian Cruise Line Mastercard.
Foreign Transaction Fee
The Norwegian Cruise Line Mastercard has no foreign transaction fees. This means you can use the card outside of the United States and not be penalized.
Norwegian Mastercard points calculator
Calculate how many WorldPoints you can earn with the Norwegian Cruise Line Mastercard based on spend and the cash value of those points. Results can be compared side by side any U.S. credit cards featured on the site.
Card Details All links open in new tab (so you will not lose your calculations).
Edit Card Details
Edit Card Name
Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.
Quick Assign
Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.
Currency Codes
Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.
Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.
Currency Name
Add Status / Loyalty
You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.
If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.
NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.
Clear / Remove...
If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.
Card Select
Select the card you will use for this category.
Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.
