AMEX Points Calculator: The Platinum Card® from American Express
Fees
Earning Rates
- Earn 5X points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year.
- Earn 5X points on prepaid hotels booked with American Express Travel.
- Earn 1X points on all other purchases.
Intro Bonus
Main Benefits
- Over $1,400 in annual credits, complimentary global lounge access to 1,300+ airport lounges, complimentary status with Marriott Bonvoy and Hilton Honors, access to Fine Hotels & Resorts and The Hotel Collection, and travel coverage.
Rewards Details
- AMEX Platinum Points are worth 1 cent each when redeemed for airfare through American Express Travel.
- You can obtain higher value by transferring points to AMEX's travel partners and redeeming them for flights and hotel stays.
Our Take
Card Details
AMEX Platinum points per dollar
The Platinum Card earns Membership Rewards points at the following rates:
- 5 points per $1 spent on flights booked directly with airlines or through American Express Travel®, on up to $500,000 on these purchases per calendar year.
- 5 points per $1 spent on prepaid hotels booked on AmexTravel.com.
- 1 point per $1 spent on all other card purchases.
AMEX Platinum points value
AMEX Platinum benefits
Here are the main benefits of The Platinum Card:
- $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings through American Express Travel using your Platinum Card®. The Hotel Collection requires a minimum two-night stay.
- $240 Digital Entertainment Credit: Get up to $20 in statement credits each month after you pay for eligible purchases with the Platinum Card® at participating partners. Enrollment required.
- $200 Uber Cash: Platinum Card Members can get $15 in Uber Cash for US rides each month, plus a bonus $20 in December. This can also be used for UberEats.
- $200 Airline Fee Credit: Get up to $200 per calendar year in statement credits after incidental fees are charged by your one selected, qualifying airline to your Card.
- $199 CLEAR® Plus Credit: CLEAR® Plus helps to get you to your gate faster at 50+ airports nationwide and get up to $199 back per calendar year on your Membership (subject to auto-renewal) when you use your Card. CLEARLanes are available at 100+ airports, stadiums, and entertainment venues.
- $155 Walmart+ Credit: Get up to a $12.95 statement credit back each month after you pay for a monthly Walmart+ membership.
- $100 Saks Fifth Credit: Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue or saks.com on your Platinum Card. That's up to $50 in statement credits from January through June and up to $50 in statement credits from July through December. Enrollment required.
- The Global Lounge Collection: The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market as of 03/2023.
- Fine Hotels & Resorts: When you book through American Express Travel, you’ll receive a suite of benefits with an average total value of $600 in perks, like daily breakfast for two, 4pm check-out, and more.
- Marriott Bonvoy Status: As a Business Platinum Card Member, you can upgrade to Marriott Bonvoy® Gold Elite status without meeting any stay requirements. Enrollment required.
- Hilton Honors Status: With Hilton Honors Gold status, you can enjoy benefits at hotels and resorts within the Hilton Portfolio and earn reward stays faster with Hilton Honors Bonus Points. Enrollment required.
- Hilton Business Benefits: Hilton For Business members get up to $200 back per calendar year when you make an eligible purchase at Hilton properties across the globe. Benefit enrollment required.
- Global Entry or TSA PreCheck® Credit: Receive either a $120 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck® (through a TSA official enrollment provider) application fee, when charged to your Platinum Card®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
- And Much More: Car Rental Privileges with Hertz, Avis, and National, Cruise Privileges Program, Global Dining Access by Resy, International Airline Program, Platinum Destinations® Vacations, and The Hotel Collection Program.
- Travel & Purchase Coverage*: Trip Cancellation Insurance, Trip Interruption Insurance, Trip Delay Insurance, Car Rental Loss and Damage Insurance, Baggage Insurance Plan, Cell Phone Protection, Purchase Protection, and Extended Warranty.
*Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
AMEX Platinum points conversion
AMEX Platinum fees
Annual Fee
The Platinum Card has an annual fee of $695. (See Rates & Fees)
It's a hefty fee, but the card features over $1,400 in annual credits. If you travel, even if only a few times per year, it should be relatively easy to use at least half of them which will cover the annual fee.
In my opinion, the lounge access alone is easily worth the fee, especially if you travel and frequent airports that have lounges. The purchase insurance is also top-notch and can make it well worth having if you're making any big purchases with the card.
Authorized User Fee
The annual fee for each Additional Platinum Card is $195.
If you have family or friends that travel often, this price tag is a steal. Additional Platinum cardholders receive access to all lounges in The Global Lounge Collection, their own $100 statement credit towards a Global Entry or TSA PreCheck application fee, complimentary hotel elite status and rental car privileges, access to Fine Hotels & Resorts and The Hotel Collection, and much more.
Foreign Transaction Fee
The Platinum Card has a 0% foreign transaction fee. That means you can use this card to make purchases outside of the United States. You will not earn lots of points with this card, but it's still nice to be able to avoid the fee and rely on it for international shopping and travel.
AMEX Platinum points and card value calculator
Use our AMEX Platinum points calculator to calculate how many points you can earn based on your monthly or yearly spending, and see if the AMEX Platinum Card is worth it for you.
Card Details All links open in new tab (so you will not lose your calculations).
Edit Card Details
Edit Card Name
Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.
Quick Assign
Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.
Currency Codes
Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.
Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.
Currency Name
Add Status / Loyalty
You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.
If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.
NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.
Clear / Remove...
If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.
Card Select
Select the card you will use for this category.
Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.
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