Blue Business® Plus Credit Card from American Express

Card Value & AMEX Points Calculator

Fees

Earning Rates

Earn 2X Membership Rewards® points on the first $50,000 in purchases per year, then 1 point per dollar thereafter.

Intro Bonus

Main Benefits

Spend beyond your credit limit.

Rewards Details

Membership Rewards Points earned with the Blue Business Plus Credit Card have an average value of 1 cent each when redeemed towards airfare via amextravel.com.
You can obtain higher value by transferring points to AMEX's travel partners and redeeming them for flights and hotel stays.
Points can also be used for statement credits, gift cards, and Amazon.com purchases.

Our Take

The Blue Business Plus Credit Card is an excellent choice for small businesses looking to earn travel rewards at no annual fee. Points earned with the card can easily be redeemed for 1 cent each towards travel or transferred to AMEX's many airline and hotel partners for increased value.

Card Details

Blue Business Plus earning rates

The AMEX Blue Business Plus Card earns Membership Rewards points at the following rates:

2 points per dollar spent on up to $50,000 per year, then 1X.

Calculator: Blue Business points value

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Blue Business Plus benefits

Here are the main benefits of the AMEX Blue Business Plus Card:

Expanded Buying Power: Expanded Buying Power gives you the freedom to spend above your credit limit and get business done. The amount you can spend above your credit limit is flexible, so it adapts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors.
Travel & Purchase Coverage^*: Car Rental Loss and Damage Insurance, Purchase Protection, and Extended Warranty.

^*Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

Calculator: Blue Business Plus points transfer

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Blue Business Plus fees

Annual Fee

The AMEX Blue Business Plus Card has a $0 annual fee. See Rates & Fees

This is one of the best credit cards AMEX offers and it pairs well with pretty much every business (and personal) Membership Rewards credit card. I highly recommend picking it up if your business spends less than $50K per year or if you're looking to pair it with other cards to maximize the points earned on miscellaneous purchases.

Authorized User Fee

There is no fee to add additional users to the AMEX Blue Business Plus Card. Adding employee cards can help you earn points faster.

Foreign Transaction Fee

The AMEX Blue Business Plus Card has a 2.7% foreign transaction fee. That makes this a bad option when it comes to earning rewards on international travel and spending.

Blue Business Plus points and card value calculator

Use the Blue Business Plus Points Calculator to determine how many AMEX Points you can earn based on the monthly or yearly spending amounts you enter.

Quick Card Overview

Calculator Options

Add Card Categories

When On, adding a card to the calculator will add that card's bonus categories if they aren't already present.

Change Card Name

Name the card something else for your own records.

Add To Column

Edit Card Name

Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.

Quick Assign

Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.

Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.

Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.

You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.

If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.

NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.

Statuses

Add To Column

Status Value Based On

Clears all spend from a single column or all columns in the calculator. This resets the spend to 0 (zero) for each field, sets the time unit back to 'Monthly' and resets the currency to column's default.

Remove all credit card selections from a single column or all columns in the calculator.

^*NOTE: This has no impact on columns that feature only one credit card.

If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.

Removes all categories from the Spend Categories section (for all columns).

Category:

Spend:

Select the card you will use for this category.

Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.

No Selection

Apply the selected card to all categories in this column.

Credit Cards

Search Cards

Search through our credit card database by keyword. This is the most basic of searches. Keywords include:

Credit card name (e.g. Chase Sapphire Reserve, American Express Gold Card)
Credit card code (e.g. PLAT, CSR, VEN)
Issuing bank (e.g. American Express, Chase, U.S. Bank)
Currency (e.g. Membership Rewards Points, Altitude Points, Delta SkyMiles)
Network (e.g. Visa, Mastercard, Discover)

Enter spaces between keywords. Click on a card to view the details as well as the option to add it to the tool.

Show Unavailable Cards

When On, credit cards that are discontinued or currently unavailable will show up in the list.

Credit Card Codes

Enter credit card codes (3-13 characters each).

Use (+) plus sign to add multiple cards to the same column. (e.g. PLAT + PRG2)
Use (,) comma to start a new column. (e.g. PLAT + PRG2, BINKP, CSR + CSP)
Skip columns with empty entries (,,). (e.g. ,, PRG2)
Spaces are ignored.
Max: 10 columns. No max on cards in a column... at the moment.

New cards will be added to the tool along with any already existing entries. When adding more than one card to a column, there will be no selected cards for the column (as in, you will have to select which cards you'll use for each category manually).

(I apologize in advance for some of the codes these credit cards have.)

Not Found:

Add All Categories

When On, adds all the spend categories from each of the cards above.

Welcome To Our Credit Card Calculator Tool

Use this tool to calculate total credit card earnings and the overall cash value of credit cards side-by-side.

To get started, to the calculator.