Earning Rates

The HSBC Premier World Mastercard earns HSBC points at the following rates:

  • 3 points per $1 spent on gas and grocery purchases.
  • 2 points per $1 spent on travel purchases – including airline, hotels, and car rentals.
  • 1 point per $1 spent on all other purchases.

Rewards Value & Calculator

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Key Benefits

Here are the main benefits of the HSBC Premier World Mastercard:

  • TV Subscription Credit: Receive up to $60 in statement credits annually when you pay for your TV streaming subscription.
  • Instacart Credits: Get up to $140 annually with Instacart+. When you sign up as a new member, receive 2 free months of Instacart+ and $10 off your second order each month.
  • Lyft Credits: Take 3 rides, and get a $5 Lyft App credit every month with your Premier credit card.
  • ShopRunner Membership: Enjoy complimentary ShopRunner membership worth $79 annually.
  • Faster Airport Security/Screening: Receive up to $85 towards Global Entry, TSA Precheck, TSA Precheck by Clear, or NEXUS application fees, once every 4.5 years.
  • Travel & Purchase Coverage: Trip Cancellation Insurance, Trip Interruption Insurance, and Travel Accident Insurance.

Transfer Partners & Conversion Calculator

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Fees

Annual Fee

The HSBC Premier World Mastercard has a $95 annual fee.

Authorized User Fee

There is no fee to add additional users to the HSBC Premier World Elite Mastercard.

Foreign Transaction Fee

The HSBC Premier World Mastercard has no foreign transaction fees. This means that you can use the card to earn HSBC points outside of the United States without being penalized.