HSBC Elite Credit Card
Fees
Earning Rates
- Earn 5X points on travel purchases.
- Earn 2X points on dining purchases.
- Earn 1X points on all other purchases.
Main Benefits
- Up to $400 in travel credits, lounge access, Global Entry or TSA PreCheck credit, and purchase and travel coverage.
Card Details
HSBC Elite Credit Card earning rate
The HSBC Elite Credit Card earns HSBC points at the following rates:
- 5 points per $1 spent on travel purchases – including airline, hotels, and car rentals
- 2 points per $1 spent on dining purchases
- 1 point per $1 spent on all other purchases
HSBC Elite Credit Card points value
HSBC Elite Credit Card benefits
Here are the main benefits of the HSBC Elite Credit Card:
- $400 in Travel Credits: Up to $400 per year for all airfare, hotels and car rentals booked through HSBC Travel.
- Unlimited Lounge Access: You and 2 guests get complimentary, unlimited access to more than 1,500 airport lounges, provided by Priority Pass™.
- Mastercard Travel Rewards: Get exclusive offers from top brands in over 15 countries outside the U.S. including France, Hong Kong, U.K. and more when you use your HSBC Elite or Premier Credit Card.
- Global Entry or TSA PreCheck Credit: Get up to $120 in statement credits towards a Global Entry or TSA PreCheck application fee when charged to the card.
- Travel & Purchase Coverage: Trip Cancellation Insurance, Travel Accident Insurance, Hotel and Motel Burglary Insurance, Lost Luggage Insurance, Baggage Delay Insurance, Cellular Wireless Telephone Protection, MasterRental™ Coverage, and Purchase Assurance.
HSBC Elite Credit Card points transfer
HSBC Elite Credit Card fees
Annual Fee
The HSBC Elite Credit Card has an annual fee of $395.
You can get all of this back each year by using the annual $400 in travel credits.
The annual fee is waived if you hold a U.S. HSBC Premier Elite customer status or Private Bank relationship.
Authorized User Fee
Adding authorized users to the HSBC Elite Credit Card will cost you $65 per user.
Foreign Transaction Fee
The HSBC Elite Credit Card has no foreign transaction fees. This means that you can use this card to make purchases outside of the United States and not be penalized.
HSBC Elite Credit Card points calculator
Use this calculator to find out how many HSBC points you can earn and to calculate the cash value of the HSBC Premier World Elite Mastercard.
Card Details All links open in new tab (so you will not lose your calculations).
Edit Card Details
Edit Card Name
Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.
Quick Assign
Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.
Currency Codes
Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.
Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.
Currency Name
Add Status / Loyalty
You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.
If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.
NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.
Clear / Remove...
If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.
Card Select
Select the card you will use for this category.
Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.
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