Earning Rates

The Spark Miles Select Card earns Spark Miles at the following rates:

  • 5 miles per dollar spent on hotels and rental cars booked through Capital One Travel.
  • 1.5 miles per dollar spent on all other purchases.

Rewards Value & Calculator

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Key Benefits

Here are the main benefits of the Capital One Spark Miles Select Card:

  • Purchase Coverage: Rental Collision Coverage, Roadside Assistance, and Extended Warranty.

Transfer Partners & Conversion Calculator

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Fees

Annual Fee

The Spark Miles Select Card has a $0 annual fee.

At a value of 1 cent per milt, the break even point for this card versus the Capital One Spark Miles for Business Card is $19,000 per year (about $1,583 per month). If you plan on spending less than that per year, this card will be the better option.

Authorized User Fee

There is no fee to add authorized users to the Spark Miles Select Card. Adding employee cards can help you earn Spark miles faster.

Foreign Transaction Fee

The Spark Miles Select Card has a 0% foreign transaction fee. That makes it a great option for earning miles on international spending and travel.