Spark Miles Select Card Calculator: Capital One Miles Estimator for Business
Fees
Earning Rates
- Earn 5X miles on hotels and rental cars booked through Capital One Travel.
- Earn unlimited 1.5X miles per dollar on all other purchases.
Main Benefits
- Enjoy free employee cards
- No foreign transaction fees
Our Take
Spark Miles Select Card Miles Calculator
Use this calculator to estimate how many miles you’ll earn with the Spark Miles Select Card. A no-fee business card offering flat-rate rewards on all purchases.
Card Details All links open in new tab (so you will not lose your calculations).
Edit Card Details
Edit Card Name
Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.
Quick Assign
Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.
Currency Codes
Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.
Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.
Currency Name
Add Status / Loyalty
You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.
If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.
NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.
Clear / Remove...
If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.
Card Select
Select the card you will use for this category.
Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.
Credit Cards
Capital One Spark Miles Select For Business Card Details
Earning Rates
The Spark Miles Select Card earns Spark Miles at the following rates:
- 5 miles per dollar spent on hotels and rental cars booked through Capital One Travel.
- 1.5 miles per dollar spent on all other purchases.
Rewards Value & Calculator
Key Benefits
Here are the main benefits of the Capital One Spark Miles Select Card:
- Purchase Coverage: Rental Collision Coverage, Roadside Assistance, and Extended Warranty.
Transfer Partners & Conversion Calculator
Fees
Annual Fee
The Spark Miles Select Card has a $0 annual fee.
At a value of 1 cent per milt, the break even point for this card versus the Capital One Spark Miles for Business Card is $19,000 per year (about $1,583 per month). If you plan on spending less than that per year, this card will be the better option.
Authorized User Fee
There is no fee to add authorized users to the Spark Miles Select Card. Adding employee cards can help you earn Spark miles faster.
Foreign Transaction Fee
The Spark Miles Select Card has a 0% foreign transaction fee. That makes it a great option for earning miles on international spending and travel.
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