Target Circle Overview

  • Target Circle Rewards: A free-to-join program offering access to exclusive deals, personalized offers, and savings on purchases.
  • Target Circle 360 Membership: A paid subscription with benefits like unlimited same-day delivery, free two-day shipping, and no-rush returns.
  • Circle Card Options: Choose from three card types—Mastercard, store card, or reloadable card—all providing an instant 5% off purchases at Target and free two-day shipping.
  • Earn Rewards Outside Target: Use the Target™ Circle Mastercard® to earn rewards on purchases made outside of Target, which can be redeemed for Target Gift Cards.
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Target Credit Card Rewards Calculator

Target offers one credit card that can be used to earn rewards redeemable for Target gift cards. They also offer a debit card and reloadable Visa debit card.

Use our Target Credit Card Rewards Calculator to calculate total cash back and card value based on your monthly spend. Compare results side by side top rewards cards featured on the site.