Earning Rates

The Kohl's Rewards Visa earns Kohl's Rewards at the following rates:

  • 7.5% in Rewards at Kohl’s stores or Kohls.com, excluding gift cards. That's 5% for being a Kohl's member and 2.5% for being a cardholder.
  • 3% in Rewards on gasoline purchases made at merchants whose primary line of business is the sale of automotive gasoline that can be purchased inside the service station or at the automated fuel pump
  • 2% in Rewards at grocery stores (grocery purchases made at discount stores or superstores, including warehouse clubs (e.g., Costco or Walmart) and convenience stores will earn 1%);
  • 1% back in Rewards on purchases everywhere else Visa is accepted

Rewards Value & Calculator

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Key Benefits

Here are the main benefits of the Kohl's Rewards Visa:

  • Exclusive Discounts: Receive exclusive savings opportunities and a special anniversary offer every year.
  • Stack & Save: Combine your Kohl’s Rewards Visa exclusive discounts with Kohl’s Cash®, rewards and other ways to save for even more value.
  • Most Valued Customer Status: Become an MVC (Most Valued Customer) when you spend $600 a year with your Kohl’s Rewards Visa and enjoy monthly free shipping opportunities.
  • Travel Coverage: Roadside Dispatch.

Fees

Annual Fee

The Kohl's Rewards Visa has no annual fee.