How is Kohl's Cash Calculated & How Much Will You Earn?

Quick Overview
- When you signup for the Kohl's Rewards program, you will be able to earn Rewards when shopping in-store and online with Kohl's.
- Members will earn 5% back in Rewards with the ability to earn an additional 2.5% in Rewards when using the Kohl's Rewards Visa to pay for Kohl's purchases.
- In addition to earning Kohl's Rewards, members will earn $10 in Kohl's Cash for every $50 spent when shopping during a Kohl's Cash earn period.
Use our Kohl's Cash Calculator to find out how much Kohl's Cash you can earn based on your spending, whether it’s a Kohl's Cash Period, and if you’re using the Kohl's Rewards Visa.
How to earn Kohl's Cash
1. Join Kohl's Rewards
- Earn 5% back in Kohl's Rewards on every purchase, every day, whether you shop in-store or online.
- Rewards are added to your account within a day or two of your purchase.
- At the start of each month, your Kohl's Rewards are converted to Kohl's Cash in $5 increments. Leftover rewards roll over to the next month.
2. Shop During Kohl's Cash Periods:
- During special Kohl's Cash earn periods, you’ll receive $10 in Kohl's Cash for every $50 spent.
- These events are the best time to shop, offering a great return on your spending in addition to regular rewards.
3. Use the Kohl's Credit Card:
- Earn an extra 2.5% in Kohl's Cash on purchases, for a total of 7.5% back when combined with Kohl's Rewards.
- Cardholders also enjoy exclusive perks like Most Valued Customer (MVC) status, which includes birthday gifts and monthly free shipping events.
Maximize your Kohl's Cash by combining these strategies and timing your purchases during Kohl's Cash periods!
Calculator: How Much Kohl's cash will you earn?
Use our Kohl's Cash calculator to find out how much Kohl's Cash you can earn on your purchases.
Kohl's Rewards Earned 5% Back on Kohl's Purchases |
$0 |
Kohl's Card Rewards Earned 2.5% Back with the Kohl's Card |
$0 |
Amount Converted to Kohl's Cash $5 Kohl's Rewards Increments |
$0 |
Kohl's Cash Period Bonus Earn $10 Kohl's Cash Every $50 Spent |
$0 |
Total Kohl's Cash Earned | $0 |
We've run the calculations and checked them twice — here are the credit cards that consistently provide outstanding value to our users:
- Best flexible travel card: Capital One Venture Rewards Credit Card
- Best overall value year after year: Chase Sapphire Preferred® Card
- Best for high cash back: Blue Cash Preferred® Card from American Express
- Best for foodies: American Express® Gold Card
- Best for business travel rewards: Ink Business Preferred® Credit Card
- Best for heavy business spenders: Capital One Spark Cash Plus

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