Quick Overview
Earning JCPenney Points
JCPenney Rewards members will earn JCPenney points at a rate of 1 JCP Point per $2 spent.
Redeeming JCPenney Points
JCPenney points can be redeemed in-store and online with JCPenney. They can also be used at Sephora locations that are within JCPenney stores.
JCPenney Points Value
Every 200 JCPenney Points you earn will be redeemable for a $10 reward with JCPenney. This makes JCPenney points worth 5 cents each.
JCPenney Credit Card Point Calculators
Use our credit card rewards calculator to calculate total JCPenney points per $1 spent and overall card value based on the spend amounts you enter and how much you value card benefits, minus annual fees. Compare results side-by-side multiple cards from any issuer.
JCPenney Credit Card
- Earn 1X points per $1.
- Special Financing Offers: Receive between 6 to 30 months on large JCPenney purchases.
- JCPenney Rewards Full Access: You'll be able to obtain JCPenney Gold and JCPenney Platinum status as a cardholder.
- $0 annual fee.