JCPenney Credit Card
Fees
Earning Rates
- Earn 1.5X points in-store and online with JCPenney.
- Earn 0.2X points on all other purchases if you have the JCPenney Mastercard®.
Main Benefits
- Special financing and access to bonus events.
- Mastercard holders: Mastercard Global Services and Mastercard Airport Concierge.
Rewards Details
- Every 200 points you earn is equal to a $10 CashPass Reward certificate which makes points worth 5 cents each.
Our Take
Card Details
JCPenney Credit Card earning rate
The JCPenney Credit Card earns JCPenney CashPass points at the following rates:
- 1.5 points per $1 spent in-store and online with JCPenney, up to the maximum of 2,000 points per transaction.
- 1 point per $5 spent on all other net purchases if you have the JCPenney Mastercard.
JCPenney Credit Card points value
JCPenney Credit Card fees
Annual Fee
The JCPenney Credit Card has no annual fee.
Foreign Transaction Fee
If you have the JCPenney Mastercard, the foreign transaction fee will be 3%. This means you will be penalized when using the card outside of the United States.
JCPenney Credit Card points calculator
Use the rewards calculator to calculate how many rewards you can earn based on how much you spend across different categories. Compare the results side by side up to 2 credit cards to find out which cards are best for you.
Card Details All links open in new tab (so you will not lose your calculations).
Edit Card Details
Edit Card Name
Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.
Quick Assign
Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.
Currency Codes
Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.
Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.
Currency Name
Add Status / Loyalty
You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.
If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.
NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.
Clear / Remove...
If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.
Card Select
Select the card you will use for this category.
Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.
