Best Buy® Visa® Card: Calculator & My Best Buy Points Breakdown
Fees
Earning Rates
- Earn 2.5X points in-store and online with Best Buy.
- Earn 1.5X points on gas purchases.
- Earn 1X point on dining, takeout, and grocery purchases.
- Earn 0.5X points on all other purchases.
Main Benefits
- Option to choose financing on large purchases
- Cardmember exclusive offers
Our Take
Best Buy Visa points calculator
Use this calculator to estimate how many My Best Buy® points you’ll earn with the Best Buy Visa® Card. Get 5% back at Best Buy (6% for Elite Plus members), 3% back on gas, 2% on dining and groceries, and 1% on all other purchases.
Card Details All links open in new tab (so you will not lose your calculations).
Edit Card Details
Edit Card Name
Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.
Quick Assign
Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.
Currency Codes
Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.
Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.
Currency Name
Add Status / Loyalty
You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.
If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.
NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.
Clear / Remove...
If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.
Card Select
Select the card you will use for this category.
Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.
Credit Cards
Card Details
Best Buy Visa earning rate
The My Best Buy Visa Card earns rewards at the following rates:
- 2.5 points (5% back) per $1 spent in-store and online with Best Buy.
- 1.5 points (3% back) per $1 spent on gas purchases.
- 1 point (2% back) per $1 spent on dining, takeout, and grocery purchases.
- 0.5 points (1% back) per $1 spent on all other purchases.
Best Buy Visa points value
Best Buy Visa benefits
Here are the benefits of the My Best Buy Visa Card:
- Flexible Financing Options: Opt in for financing on a Best Buy purchase instead of earning 5% back.
Best Buy Visa fees
Annual Fee
The Best Buy Visa has no annual fee.
Store & Retail Rewards Calculators & Guides
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Calculator: What's The Value of Best Buy Points?
View the list of redemption options for Best Buy Rewards points and calculate the value for each option. -
Calculator: Best Buy Visa Card
Use our Best Buy Visa Card to calculate total points and the overall value of the card based on spend, benefits, and fees. -
Calculator: Best Buy Credit Card
Use our Best Buy Credit Card to calculate total points and the overall value of the card based on spend, benefits, and fees. -
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