At Home Insider Perks Mastercard
Fees
Earning Rates
- Earn 5% back in Rewards on At Home purchases.
- Earn 3% back in Rewards everywhere else Mastercard® is accepted.
Main Benefits
- Receive special financing on At Home purchases of $299 or more.
Rewards Details
- Every 500 At Home Points you earn with an At Home Mastercard will be worth a $5 At Home reward certificate. This makes At Home Points worth 1 cent each.
Our Take
Card Details
At Home Mastercard earning rate
The At Home Mastercard earns Rewards at the following rates:
- 5% back in Rewards on At Home purchases.
- 3% back in Rewards everywhere else Mastercard® is accepted.
At Home Mastercard points value
At Home Mastercard benefits
Here are the main benefits of the At Home Mastercard:
- Special Financing: Receive no interest if paid in full within 6 months on At Home purchases of $299 or more.
At Home Mastercard fees
Annual Fee
The At Home Mastercard has no annual fee. It's a really good card if you frequently shop at At Home. Just be sure to pay your card off each statement to avoid the interest rates.
Foreign Transaction Fee
The At Home Mastercard has a 3% foreign transaction fee. This means you will be penalized when using this card outside of the United States.
At Home Mastercard points calculator
Input your monthly and yearly spend to find out how many At Home Rewards points you can earn with the At Home Mastercard. Compare the results side by side up to 2 credit cards to find out which cards are best for you.
Card Details All links open in new tab (so you will not lose your calculations).
Edit Card Details
Edit Card Name
Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.
Quick Assign
Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.
Currency Codes
Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.
Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.
Currency Name
Add Status / Loyalty
You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.
If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.
NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.
Clear / Remove...
If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.
Card Select
Select the card you will use for this category.
Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.
Credit Cards


