American Eagle Real Rewards Program Highlights

  • Earn Points and Benefits: Real Rewards is American Eagle’s loyalty program, allowing you to earn points on purchases and enjoy perks based on your spending level across AE and partner brands.
  • Three Membership Levels:
    • Level 1: Free upon sign-up.
    • Level 2: Requires $150 annual spend.
    • Level 3: Requires $350 annual spend.
  • Core Benefits: Members enjoy free shipping (with minimum purchase), a $5 birthday reward, and access to members-only sales and events.
  • Exclusive Cardmember Tier: American Eagle credit cardholders unlock significantly better perks than non-cardholders, including:
    • 16% Back on American Eagle purchases.
    • Free shipping with no minimum and free returns.
    • A 20% off coupon once per year.
    • Access to exclusive cardmember sales and events.
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Real Rewards Credit Card Points Calculators

American Eagle offers one credit card which will either be a Visa or Store card based on your credit eligiblity. It is the best option for anyone who frequently shops at American Eagle, Aerie, AEO factory, or any other partner stores as you'll earn a whopping 40 points per $1 spent. That's equal to a $5 reward for every $32 you spend.

The drawback to this, like most store cards, is that the card will have high interest rates. This card will only be beneficial if you pay off your balance in full every month. If you don't plan on doing that, the card should be avoided.

Use our Real Rewards Credit Card Points Calculators to calculate total points and card value based on monthly spend, card benefits, and any annual fees.