IHG One Rewards Premier Business Credit Card

Card Value & IHG Points Calculator

Fees

Earning Rates

Earn up to 26 total points per $1 spent when you stay at IHG Hotels and Resorts.
Earn 5 points per $1 spent on purchases on travel, at gas stations, select advertising, office supply stores, and restaurants.
Earn 3 points per $1 spent on all other purchases.

Intro Bonus

Main Benefits

Enjoy a 40K-point free night award annually, 4th award night free when booking a 4-night consecutive award stay, complimentary IHG Platinum Elite status, and a $100 statement credit and 10,000 bonus points after you spend $20,000 each calendar year.

Rewards Details

Based on our valuations, IHG points are worth 0.7 cents each on average.
IHG points can be redeemed for free nights, gift cards, and items in the IHG Rewards Catalog. Points can also be transferred to IHG's airline partners.

Our Take

The IHG One Rewards Premier Business Credit Card is an excellent option for earning IHG points on everyday business expenses. It offers great benefits that can easily be useful for any frequent IHG business traveler.

Card Details

IHG Premier Business Card earning rate

The IHG Premier Business Card earns IHG points at the following rates:

10 points per dollar spent at IHG hotels and resorts.
5 points per dollar spent on travel, dining, and at gas stations.
5 points per dollar spent on social media and search engine advertising, and at office supply stores.
3 points per dollar spent on everything else.

When you use this card to pay for your stays at IHG hotels and resorts, you will earn up to 26X points total. That's 10X points with this card, 10X points from IHG on stays for being an IHG One Rewards member, and up to 6X points from IHG on stays with Platinum Elite Status, a benefit of this card.

IHG Premier Business Card points value

Loading Info

IHG Premier Business Card benefits

Here are the main benefits of the IHG Premier Business Card:

Anniversary Free Night: Receive a free night award each account anniversary year, worth up to 40,000 points.
4th Night Free: Enjoy a fourth reward night free when you redeem points for a consecutive four-night IHG® hotel stay.
Global Entry, TSA PreCheck® or NEXUS: Receive a statement credit of up to $120 every 4 years as reimbursement for the application fee charged to your card.
Annual Spend Bonus: Earn a $100 statement credit and 10,000 bonus points after you spend $20,000 each calendar year.
Platinum Elite Status: Get upgraded to IHG One Rewards Platinum Elite status for as long as you remain a Premier Business cardmember.
Travel and Purchase Coverage: Trip Cancellation Insurance, Trip Interruption Insurance, Auto Rental Collision Damage Waiver, Purchase Protection, and Extended Warranty Protection.

IHG Premier Business Card points transfer

Loading Info

IHG Premier Business Card fees

Annual Fee

The IHG Premier Business Card has a $99 annual fee.

The anniversary night alone will easily cover the fee as it can easily be worth over $100 in value with very minimal effort.

Authorized User Fee

There is no fee to add authorized users to the IHG Premier Business Card. Adding additional users can help you build points faster as well as push you towards the annual spend bonus.

Foreign Transaction Fee

The IHG Premier Business Card has a 0% foreign transaction fee. That makes this an excellent choice for earning IHG points on international spending and travel.

IHG Premier Business Card points calculator

Use our calculator to estimate total IHG points and the cash value of the IHG Premier Business Card based on your spend. Compare up to 2 credit cards side-by-side.

Quick Card Overview

Calculator Options

Add Card Categories

When On, adding a card to the calculator will add that card's bonus categories if they aren't already present.

Change Card Name

Name the card something else for your own records.

Add To Column

Edit Card Name

Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.

Quick Assign

Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.

Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.

Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.

You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.

If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.

NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.

Statuses

Add To Column

Status Value Based On

Clears all spend from a single column or all columns in the calculator. This resets the spend to 0 (zero) for each field, sets the time unit back to 'Monthly' and resets the currency to column's default.

Remove all credit card selections from a single column or all columns in the calculator.

^*NOTE: This has no impact on columns that feature only one credit card.

If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.

Removes all categories from the Spend Categories section (for all columns).

Category:

Spend:

Select the card you will use for this category.

Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.

No Selection

Apply the selected card to all categories in this column.

Credit Cards

Search Cards

Search through our credit card database by keyword. This is the most basic of searches. Keywords include:

Credit card name (e.g. Chase Sapphire Reserve, American Express Gold Card)
Credit card code (e.g. PLAT, CSR, VEN)
Issuing bank (e.g. American Express, Chase, U.S. Bank)
Currency (e.g. Membership Rewards Points, Altitude Points, Delta SkyMiles)
Network (e.g. Visa, Mastercard, Discover)

Enter spaces between keywords. Click on a card to view the details as well as the option to add it to the tool.

Show Unavailable Cards

When On, credit cards that are discontinued or currently unavailable will show up in the list.

Credit Card Codes

Enter credit card codes (3-13 characters each).

Use (+) plus sign to add multiple cards to the same column. (e.g. PLAT + PRG2)
Use (,) comma to start a new column. (e.g. PLAT + PRG2, BINKP, CSR + CSP)
Skip columns with empty entries (,,). (e.g. ,, PRG2)
Spaces are ignored.
Max: 10 columns. No max on cards in a column... at the moment.

New cards will be added to the tool along with any already existing entries. When adding more than one card to a column, there will be no selected cards for the column (as in, you will have to select which cards you'll use for each category manually).

(I apologize in advance for some of the codes these credit cards have.)

Not Found:

Add All Categories

When On, adds all the spend categories from each of the cards above.

Welcome To Our Credit Card Calculator Tool

Use this tool to calculate total credit card earnings and the overall cash value of credit cards side-by-side.

To get started, to the calculator.