Earn 34X at Hilton, automatic Diamond status, and $500+ in travel credits

Hilton Honors American Express Aspire Card: Calculator & Premium Rewards Breakdown

Fees

Earning Rates

Earn 14X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with hotels and resorts within the Hilton portfolio.
Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card on airfare purchased directly with an airline or with amextravel.com, car rentals, and at U.S. restaurants.
Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.

Main Benefits

Complimentary Hilton Honors Diamond status
Up to $400 in Hilton Resort credits (up to $200 semi-annually)
Up to $200 in statement credits towards flight purchases (up to $50 each quarter)
An annual $199 CLEAR statement credit
Annual free night reward

Our Take

The Hilton Honors American Express Aspire Card is premium credit card that allows you to instantly earn 34X points per $1 spent at Hilton brand hotels thanks to the automatic Hilton Honors Diamond it grants. It is the best card to have if you frequently stay at Hilton brand hotels and resorts.

Last Updated: 04-07-2025

Hilton Aspire points calculator

Use this calculator to estimate Hilton Honors points earned with the Hilton Aspire Card based on your hotel stays and everyday spend. Factor in Diamond status benefits, the annual credits, and bonus categories to determine if this premium travel card fits your needs.

Quick Card Overview

Calculator Options

Add Card Categories

When On, adding a card to the calculator will add that card's bonus categories if they aren't already present.

Change Card Name

Name the card something else for your own records.

Add To Column

Edit Card Name

Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.

Quick Assign

Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.

Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.

Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.

You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.

If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.

NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.

Statuses

Add To Column

Status Value Based On

Clears all spend from a single column or all columns in the calculator. This resets the spend to 0 (zero) for each field, sets the time unit back to 'Monthly' and resets the currency to column's default.

Remove all credit card selections from a single column or all columns in the calculator.

^*NOTE: This has no impact on columns that feature only one credit card.

If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.

Removes all categories from the Spend Categories section (for all columns).

Category:

Spend:

Select the card you will use for this category.

Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.

No Selection

Apply the selected card to all categories in this column.

Credit Cards

Search Cards

Search through our credit card database by keyword. This is the most basic of searches. Keywords include:

Credit card name (e.g. Chase Sapphire Reserve, American Express Gold Card)
Credit card code (e.g. PLAT, CSR, VEN)
Issuing bank (e.g. American Express, Chase, U.S. Bank)
Currency (e.g. Membership Rewards Points, Altitude Points, Delta SkyMiles)
Network (e.g. Visa, Mastercard, Discover)

Enter spaces between keywords. Click on a card to view the details as well as the option to add it to the tool.

Show Unavailable Cards

When On, credit cards that are discontinued or currently unavailable will show up in the list.

Credit Card Codes

Enter credit card codes (3-13 characters each).

Use (+) plus sign to add multiple cards to the same column. (e.g. PLAT + PRG2)
Use (,) comma to start a new column. (e.g. PLAT + PRG2, BINKP, CSR + CSP)
Skip columns with empty entries (,,). (e.g. ,, PRG2)
Spaces are ignored.
Max: 10 columns. No max on cards in a column... at the moment.

New cards will be added to the tool along with any already existing entries. When adding more than one card to a column, there will be no selected cards for the column (as in, you will have to select which cards you'll use for each category manually).

(I apologize in advance for some of the codes these credit cards have.)

Not Found:

Add All Categories

When On, adds all the spend categories from each of the cards above.

Welcome To Our Credit Card Calculator Tool

Use this tool to calculate total credit card earnings and the overall cash value of credit cards side-by-side.

To get started, to the calculator.

Currency Worth

Memberships / Loyalty

Spend Categories

Add Categories

Search for categories and click 'Add Category' to add selected categories to the calculator.

Show selected categories

When On, only shows currently selected categories.

Show category descriptions

When On, shows the descriptions for each of the categories.

Bonus Rewards

Total Rewards

Monetary Bonuses

Fees

Total Column Value

Breakdown By Card

Card Details

Hilton Aspire points per dollar

The Hilton Honors Aspire Card earns Hilton Honors points at the following rates:

14 points per dollar spent on eligible purchases at hotels and resorts in the Hilton portfolio.
7 points per dollar spent on select travel including flights booked directly with airlines or AmexTravel.com and car rentals booked directly with select car rental companies.
7 points per dollar spent on dining at U.S. restaurants, including takeout and delivery.
3 points per dollar spent on all other purchases.

Calculator: Hilton Aspire points value

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Hilton Aspire benefits

Here are the main benefits of the Hilton Honors Aspire Card:

Complimentary Diamond Status: Enjoy complimentary Hilton Honors Diamond.
$400 Hilton Resort Credit: Get up to $200 in statement credits semi-annually for eligible purchases made directly with participating Hilton Resorts on your Hilton Honors Aspire Card.
$200 Flight Credit: Get up to $50 in statement credits each quarter, for a total of up to $200 back each year, on flight purchases made directly with an airline or through amextravel.com using your card.
$199 CLEAR Plus Credit: Receive up to $199 per calendar year in statement credits, when you pay for a CLEAR Plus Membership with your card.
$100 Property Credit: Book a 2-night minimum stay by calling 855-292-5757 (reference ZZAAP1 when booking by phone) and get up to $100 in credits for qualifying charges at participating Waldorf Astoria® Hotels & Resorts and Conrad® Hotels & Resorts.
Free Night Reward: Enjoy an Annual Free Night Reward from Hilton Honors in your first year of Card Membership and every year upon Card renewal.
Travel & Purchase Coverage^*: Trip Cancellation Insurance, Trip Interruption Insurance, Car Rental Loss and Damage Insurance, Trip Delay Insurance, Baggage Insurance Plan, Purchase Protection, Return Protection, and Extended Warranty.

^*Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

Calculator: Hilton Aspire points transfer

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Hilton Aspire fees

Annual Fee

The Hilton Honors Aspire Card has an annual fee of $550.

If you stay at Hilton's often and can make use of the $600+ in annual credits that card offers, this card will easily pay for itself.

Authorized User Fee

There is no fee to add additional users to the Hilton Honors Aspire Card. The card features very good earning rates, so adding family and friends is a good way to quickly build up your points.

Foreign Transaction Fee

The Hilton Honors Aspire Card has a 0% foreign transaction fee which makes it an excellent option for earning Hilton Honors points on purchases made worldwide.