Choice Privileges® Mastercard®
Fees
Earning Rates
- Earn 5X points on stays at participating Choice Hotels® properties plus on Choice Privileges point purchases.
- Earn 3X points on purchases at gas stations, grocery stores, home improvement stores and phone plan services.
- Earn 1X points on all other purchases.
Main Benefits
- 10 Elite nights every year which grants complimentary Choice Privileges Gold status, cell phone protection, and Mastercard World Elite benefits.
Rewards Details
- Based on our valuations, Choice Hotel points are worth 0.6 cents each on average when redeemed for free nights at Choice brand hotels.
- Choice Hotels points can be redeemed for free nights, gift cards, and cruises. They can also be transferred to Choice's airline partners.
Our Take
Card Details
Choice Privileges Mastercard earning rate
The Choice Privileges Mastercard earns Choice Hotels points at the following rates:
- 5 points per $1 spent at participating Choice Hotels properties.
- 3 points per $1 spent on purchases at gas stations, grocery stores, home improvement stores and phone plans from landline and cell phone providers
- 1 point per $1 spent on all other purchases.
Choice Privileges Mastercard points value
Choice Privileges Mastercard benefits
Here are the main benefits of the Choice Privileges Mastercard:
- Automatic Gold Elite Status: Receive 10 elite night credits qualifying for at least Gold level status each calendar year.
- Travel & Purchase Coverage: Trip Cancellation Insurance, Trip Interruption Insurance, Lost Baggage Reimbursement, Cell Phone Protection, and Auto Rental Collision Damage Waiver.
Choice Privileges Mastercard points transfer
Choice Privileges Mastercard fees
Annual Fee
The Choice Privileges Mastercard has a $0 annual fee.
Authorized User Fee
There is no fee to add authorized users to the Choice Privileges Mastercard.
Foreign Transaction Fee
The Choice Privileges Mastercard has a 0% foreign transaction fee. This means you can use to the card to earn points when abroad without being charged a fee.
Choice Privileges Mastercard points calculator
Use the Choice Privileges Mastercard calculator to determine total Choice Hotel points based on the monthly and yearly spend amounts you enter.
Card Details All links open in new tab (so you will not lose your calculations).
Edit Card Details
Edit Card Name
Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.
Quick Assign
Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.
Currency Codes
Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.
Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.
Currency Name
Add Status / Loyalty
You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.
If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.
NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.
Clear / Remove...
If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.
Card Select
Select the card you will use for this category.
Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.
Credit Cards
