Quick Overview

  • Travel Rewards Programs: Capital One’s Venture Rewards and Spark Rewards programs earn Capital One miles, which can be redeemed at 1 cent per mile through Capital One or transferred to airline and hotel partners for potentially higher value.
  • Cash Back Rewards Programs: Capital One offers three cash back card families:
    • Savor Cards: Bonus cash back on dining and entertainment.
    • Quicksilver Cards: Flat 1.5% cash back on all purchases.
    • Spark Business Cards: Flat-rate cash back tailored for business expenses.
  • Flexible Rewards Conversion: Cash back earned with Capital One credit cards can be converted into Capital One miles if you hold an eligible Venture Rewards or Spark Rewards card. Pairing a Savor card with a travel rewards card is a great strategy for maximizing travel rewards.

Use our Capital One Credit Card Rewards Calculators to estimate your total rewards and determine the overall value of Capital One credit cards based on your monthly spending and how much you value card benefits, minus annual fees.

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Capital One Miles Credit Card Calculators

Capital One offers two travel rewards programs that falls under 'Capital One miles': Venture Rewards (personal) and Spark Rewards (business).

Miles earned in these programs can be redeemed for 1 cent in value towards any kind of travel including airfare, hotels, car rentals, and even parking and tolls. These miles can also be transferred to Capital One's airline and hotel partners for higher value.

Capital One Cash Back Credit Card Calculators

Capital One Cash Back options include three card families: Savor, Quicksilver, and Spark. The cash back you earn can be used for nearly anything, but if you have a Venture Rewards or Spark Rewards card, you can convert it into Capital One miles for even greater value towards travel.