PayPal Business Debit Mastercard®: Calculator & Cashback Breakdown
Fees
Earning Rates
- Earn 1% cash back on all eligible purchases.
Main Benefits
- Earn up to 20% bonus rebates automatically at 50,000+ businesses with Mastercard Easy Savings.
Our Take
PayPal Business Debit Card cash back calculator
Use this calculator to estimate how much your business can earn with the PayPal Business Debit Mastercard. Earn unlimited 1% cash back on eligible purchases made using your PayPal balance — ideal for freelancers, online sellers, and small businesses that rely on PayPal for payments.
Card Details All links open in new tab (so you will not lose your calculations).
Edit Card Details
Edit Card Name
Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.
Quick Assign
Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.
Currency Codes
Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.
Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.
Currency Name
Add Status / Loyalty
You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.
If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.
NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.
Clear / Remove...
If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.
Card Select
Select the card you will use for this category.
Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.
Credit Cards
Card Details
PayPal Business Debit Card cash back rate
The PayPal Business Debit Mastercard earns cash back at the following rates:
- 1% cash back on all eligible purchases.
PayPal Business Debit Card fees
Annual Fee
The PayPal Business Debit Mastercard does not have an annual fee.
Authorized User Fee
There is no fee to add additional cards to the PayPal Business Debit Card. You can add up to 4 cards to the account.
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