PayPal Cashback Mastercard®
Fees
Earning Rates
- Earn an unlimited 3% cash back on all purchases made with PayPal.
- Earn an unlimited 1.5% cash back on all other purchases.
Main Benefits
- Purchase protection when you shop through PayPal.
Rewards Details
- Cash back is earned daily on completed purchases posted to your account. Redeem it to your PayPal balance, and spend it however you want.
Our Take
Card Details
PayPal Cashback Mastercard cash back rate
The PayPal Cashback Mastercard earns cash back at the following rates:
- 3% cash back when you pay with PayPal.
- 1.5% cash back everywhere else Mastercard is accepted.
PayPal Cashback Mastercard fees
Annual Fee
The PayPal Cashback Mastercard has no annual fee.
Authorized User Fee
There is no fee to add authorized users to the PayPal Cashback Mastercard. You can add up to 6 additional users.
Foreign Transaction Fee
The PayPal Cashback Mastercard has a 3% foreign transaction fee. That makes this card a bad option for spending outside of the United States.
PayPal Cashback Mastercard cash back calculator
Calculate how much cash back you can earn with the PayPal Cashback Mastercard based on spend. Results can be compared side by side any U.S. credit card featured on the site.
Card Details All links open in new tab (so you will not lose your calculations).
Edit Card Details
Edit Card Name
Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.
Quick Assign
Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.
Currency Codes
Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.
Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.
Currency Name
Add Status / Loyalty
You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.
If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.
NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.
Clear / Remove...
If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.
Card Select
Select the card you will use for this category.
Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.
