Citi Prestige® Card: Calculator & Rewards Guide
Fees
Earning Rates
- Earn 5X points on airfare and dining.
- Earn 3X points on hotel and cruise lines.
- Earn 1X points on all other purchases.
Main Benefits
- 4th night free benefits on thankyou.com bookings (twice per year)
- Complimentary Priority Pass Select membership
- Up to $250 in travel credit annually
- Up to $120 towards a Global Entry or TSA PreCheck application fee
- Access to all of Citi's airline and hotel partners
- No foreign transaction fees
Our Take
Citi Prestige Points And Card Value Calculator
Use this calculator to estimate how many ThankYou points you'll earn with the Citi Prestige Card based on your spending. Factor in 5X on air travel and dining, the $250 travel credit, and premium redemption options to evaluate total value.
You can calculate the cash value of the Citi Prestige Card alongside up to two other credit cards from any issuer.
Card Details All links open in new tab (so you will not lose your calculations).
Edit Card Details
Edit Card Name
Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.
Quick Assign
Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.
Currency Codes
Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.
Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.
Currency Name
Add Status / Loyalty
You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.
If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.
NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.
Clear / Remove...
If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.
Card Select
Select the card you will use for this category.
Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.
Credit Cards
Citi Prestige® Card Details
Earning Rates
The Citi Prestige Card earns ThankYou Rewards points at the following rates:
- 5 points per $1 spent on airfare and dining.
- 3 points per $1 spent on hotel and cruise lines.
- 1 point per $1 spent on all other purchases.
Rewards Value & Calculator
Key Benefits
Here are the main benefits of the Citi Prestige Card:
- 4th Night Free Benefit: Up to two times per year, receive the fourth hotel night free when you book through the Citi ThankYou travel portal. The fourth night free is based on your average nightly rate (excluding taxes and fees).
- $250 Travel Credit: Receive up to $250 in travel credit each calendar year that will be automatically applied as a statement credit towards any travel charged to the card.
- Global Entry or TSA PreCheck Credit: Receive up to a $120 statement credit when you use the card to pay for a Global Entry or TSA PreCheck application fee.
- Priority Pass Access: Enjoy complimentary access to more than 1,400 airport lounges worldwide.
Transfer Partners & Conversion Calculator
Fees
Annual Fee
The Citi Prestige Card has an annual fee of $495.
The travel credit alone takes care of more than half of the fee. On top of that, you have the 4th night free benefit which can offer hundreds of dollars of value depending on where you use it.
In short, if you travel and use the benefits offered on the card, it will pay for itself.
Authorized User Fee
Authorized users will cost you $50 each for the Citi Prestige Card. Adding family and friends will help you earn points faster.
Foreign Transaction Fee
The Citi Prestige Card has a 0% foreign transaction fee. That makes this card a solid choice for earning points on international spending and travel.
Citi Rewards Calculators & Guides
-
Calculator: Citi Points To Miles & Hotel Points
Use our calculator to view Citi ThankYou Rewards transfer partners and convert Citi points to airline miles and hotel points easily. -
Citi Points Value Calculator
Find out how much Citi ThankYou points are worth on and calculate their average cash value based on redemption. -
Calculator: Citi Strata Premier℠ Card
Calculate points per $1 spent, points to dollar value, transfers to partners, and card value for the Citi Strata Premier Card. -
Calculator: Citi Rewards+® Card
Calculate points per $1 spent, points to dollar value, transfers to partners, and card value for the Citi Rewards+ Card. -
Calculator: Citi® Double Cash Card
Calculate points per $1 spent, points to dollar value, transfers to partners, and card value for the Citi Double Cash Card. -
Calculator: Citi Custom Cash℠ Card
Calculate points per $1 spent, points to dollar value, transfers to partners, and card value for the Citi Custom Cash Card.
