United Quest℠ Card

Card Value & United Miles Calculator

Fees

Earning Rates

3X miles on United® purchases.
2X miles on all other travel, dining, and select streaming services.
1X miles on all other purchases.

Intro Bonus

Main Benefits

$125 in United statement credits, United miles rebates when booking award flights, first and second checked bag free, ability to earn Premier Qualifying Points via spending, Global Entry or TSA PreCheck application fee credit, priority boarding, and discounts on in-flight purchases.

Rewards Details

Based on our valuations, United miles earned with the United Quest Card are worth 1.3 cents each when used for award flights with United and their partners.

Our Take

If you're not looking for United Club access, the United Quest Card is the best option for frequent United flyers. It features solid earning rates and offers fantastic line-up of benefits that can be very valuable.

Card Details

United Quest Card earning rate

The United Quest Card earns United miles at the following rates:

3 miles per $1 spent on United purchases immediately after earning your $125 annual United purchase credit.
2 miles per $1 spent on all other travel, including airfare, trains, local transit, cruise lines, hotels, car rentals, taxicabs, resorts, ride share services and tolls.
2 miles per $1 spent on dining, including eligible delivery services.
2 miles per $1 spent on select streaming services.
1 mile per $1 spent on all other purchases.

United Quest Card miles value calculator

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United Quest Card benefits

Here are the main perks and benefits of the United Quest Card:

$125 United Purchase Credit: Receive up to $125 in statement credits as reimbursement for United purchases charged to your United Quest Card each account anniversary year.
Award Flight Credits: Starting with your first anniversary, you'll get 5,000 miles back in your MileagePlus account after you take a United or United Express-operated award flight booked with your miles - up to 2 times every anniversary year.
Two Free Checked Bags: Receive the first and second checked bag for free for yourself and up to one companion traveling with you on the same reservation.
Earn PQPs On Spend: Earn up to 9,000 Premier qualifying points per calendar year (1 PQP for every $20 you spend on purchases).
25% Savings In-Flight: Receive 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your Quest Card.
Priority Boarding: Receive priority boarding for yourself and companions traveling on the same reservation.
Travel & Purchase Coverage: Trip Cancellation Insurance, Trip Interruption Insurance, Auto Rental Collision Damage Waiver, Trip Delay Reimbursement, Lost Luggage Reimbursement, Baggage Delay Insurance, Purchase Protection, and Extended Warranty Protection.

United Quest Card miles transfer calculator

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United Quest Card fees

Annual Fee

The United Quest Card has an annual fee of $250.

After your first anniversary, you'll receive half of this back every year with the $125 United purchase credit. If you book at least two United Award flights, you'll also get up to 10,000 miles back which will make up for the other half.

Also, don't forget that you get two free checked bags with this card which is up to $320 in savings per round-trip for two people. The savings on that alone can easily cover this fee.

Authorized User Fee

The United Quest Card has no authorized user fee. Adding additional users can help you earn United miles faster and help you earn additional PQPs towards United Premier status.

Foreign Transaction Fee

There is no foreign transaction fee for the United Quest Card. That makes this a great option for earning United miles on purchases made outside of the United States.

United Quest Card miles calculator

Calculate how many United Miles you can earn with the United Quest Card based on spend and the cash value of those points. Results can be compared side by side any U.S. credit card featured on the site.

Quick Card Overview

Calculator Options

Add Card Categories

When On, adding a card to the calculator will add that card's bonus categories if they aren't already present.

Change Card Name

Name the card something else for your own records.

Add To Column

Edit Card Name

Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.

Quick Assign

Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.

Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.

Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.

You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.

If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.

NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.

Statuses

Add To Column

Status Value Based On

Clears all spend from a single column or all columns in the calculator. This resets the spend to 0 (zero) for each field, sets the time unit back to 'Monthly' and resets the currency to column's default.

Remove all credit card selections from a single column or all columns in the calculator.

^*NOTE: This has no impact on columns that feature only one credit card.

If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.

Removes all categories from the Spend Categories section (for all columns).

Category:

Spend:

Select the card you will use for this category.

Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.

No Selection

Apply the selected card to all categories in this column.

Credit Cards

Search Cards

Search through our credit card database by keyword. This is the most basic of searches. Keywords include:

Credit card name (e.g. Chase Sapphire Reserve, American Express Gold Card)
Credit card code (e.g. PLAT, CSR, VEN)
Issuing bank (e.g. American Express, Chase, U.S. Bank)
Currency (e.g. Membership Rewards Points, Altitude Points, Delta SkyMiles)
Network (e.g. Visa, Mastercard, Discover)

Enter spaces between keywords. Click on a card to view the details as well as the option to add it to the tool.

Show Unavailable Cards

When On, credit cards that are discontinued or currently unavailable will show up in the list.

Credit Card Codes

Enter credit card codes (3-13 characters each).

Use (+) plus sign to add multiple cards to the same column. (e.g. PLAT + PRG2)
Use (,) comma to start a new column. (e.g. PLAT + PRG2, BINKP, CSR + CSP)
Skip columns with empty entries (,,). (e.g. ,, PRG2)
Spaces are ignored.
Max: 10 columns. No max on cards in a column... at the moment.

New cards will be added to the tool along with any already existing entries. When adding more than one card to a column, there will be no selected cards for the column (as in, you will have to select which cards you'll use for each category manually).

(I apologize in advance for some of the codes these credit cards have.)

Not Found:

Add All Categories

When On, adds all the spend categories from each of the cards above.

Welcome To Our Credit Card Calculator Tool

Use this tool to calculate total credit card earnings and the overall cash value of credit cards side-by-side.

To get started, to the calculator.