United Gateway Card earning rate

The United Gateway Card earns United miles at the following rates:

  • 2 miles per $1 spent on purchases from United, including tickets, Economy Plus, in-flight food, beverages and Wi-Fi, baggage service charges and other United purchases.
  • 2 miles per $1 spent at gas stations.
  • 2 miles per $1 spent on local transit and commuting, including ride share services, taxicabs, train tickets, tolls, and mass transit.
  • 1 mile per $1 spent on all other purchases.

United Gateway Card miles value calculator

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United Gateway Card benefits

Here are the main perks and benefits of the United Gateway Card:

  • 25% Savings In-Flight: Receive 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your Gateway Card.
  • Travel & Purchase Coverage: Trip Cancellation Insurance, Trip Interruption Insurance, Auto Rental Collision Damage Waiver, Purchase Protection, and Extended Warranty Protection.

United Gateway Card miles transfer calculator

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United Gateway Card fees

Annual Fee

The United Gateway Card has a $0 annual fee.

The card doesn't offer much in terms of benefits, but it's a solid card for earning United miles.

Authorized User Fee

There is no fee to add additional users to the United Gateway Card. Adding family and friends as authorized users can help you build United miles faster.

Foreign Transaction Fee

The United Gateway Card has no foreign transaction fee. This is great for a no-annual fee card as you'll be able to use the card outside of the United States to earn miles without penalty.