United℠ Business Card

Card Value & United Miles Calculator

Fees

Earning Rates

2X miles on United® purchases, dining including eligible delivery services, at gas stations, office supply stores, and on local transit and commuting.
1X mile on all other purchases.

Intro Bonus

Main Benefits

First checked bag free, discounts on in-flight purchases aboard United-operated flights, two United Club passes annually, $100 travel credit after making seven United Flight purchases totaling $100 or more, 5,000 anniversary points if you hold a personal/consumer United credit card, and priority boarding.

Rewards Details

Based on our valuations, United miles earned with the United Business Card are worth 1.3 cents each when used for award flights with United and their partners.

Our Take

The United Business Card is a great option if you're looking to earn United Miles across common business categories. You'll also receive a handful of solid benefits along with bonus points if you're also a personal/consumer United credit card holder.

Card Details

United Business Card earning rate

The United Business Card earns United miles at the following rates:

2 miles per $1 spent on purchases from United including tickets, Economy Plus, In-flight food, beverages, Wi-Fi and other United charges.
2 miles per $1 spent on dining, including eligible delivery services.
2 miles per $1 spent at gas stations, office supply stores, and on local transit and commuting.
1 mile per $1 spent on all other purchases.

United Business Card miles value

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United Business Card benefits

Here are the main perks and benefits of the United Business Card:

First Checked Bag Free: Receive the first checked bag for free for yourself and up to one companion traveling with you on the same reservation.
$100 United Travel Credit: Each anniversary year that you make seven (7) United flight travel-related purchases, each totaling $100 or more, with your United Business Card, you will receive a $100 statement credit.
5,000 Anniversary Points: Receive 5,000 bonus miles each account anniversary year if you also have a personal United credit card.
Earn PQPs on Spend: Earn 25 Premier Qualifying Points (PQP) for every $500 in net purchases (including purchases made by authorized users) up to a maximum of 1,000 PQP in a calendar year.
United Club Passes: Every year, two United Club one-time passes will be deposited into your account.
25% Savings In-Flight: Receive 25% back, in the form of a credit card account statement credit, on purchases of food, beverages and Wi-Fi on board United and United Express-operated flights, and Wi-Fi subscription purchases.
Priority Boarding: Receive priority boarding for yourself and companions traveling on the same reservation.
Travel & Purchase Coverage: Trip Cancellation Insurance, Trip Interruption Insurance, Auto Rental Collision Damage Waiver, Trip Delay Reimbursement, Lost Luggage Reimbursement, Baggage Delay Insurance, Purchase Protection, and Extended Warranty Protection.

United Business Card miles transfer

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United Business Card fees

Annual Fee

The United Business Card has an annual fee of $0 the first year, then $99.

The free checked bag perk alone will save you $70 per person, per round-trip, so if you normally pay for bags and especially if you travel with at least one companion, this will more than make up the fee.

Authorized User Fee

The United Business Card does not have an authorized user fee. This means you can add additional employees to help build United miles faster and to earn Premier Qualifying Points (PQPs) towards Premier status.

Foreign Transaction Fee

The United Business Card has a 0% foreign transaction fee. This makes it a great option for earning United miles on purchases outside of the United States.

United Business Card miles calculator

Calculate how many United Miles you can earn with the United Business Card based on spend and the cash value of those points. Results can be compared side by side any U.S. credit card featured on the site.

Quick Card Overview

Calculator Options

Add Card Categories

When On, adding a card to the calculator will add that card's bonus categories if they aren't already present.

Change Card Name

Name the card something else for your own records.

Add To Column

Edit Card Name

Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.

Quick Assign

Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.

Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.

Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.

You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.

If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.

NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.

Statuses

Add To Column

Status Value Based On

Clears all spend from a single column or all columns in the calculator. This resets the spend to 0 (zero) for each field, sets the time unit back to 'Monthly' and resets the currency to column's default.

Remove all credit card selections from a single column or all columns in the calculator.

^*NOTE: This has no impact on columns that feature only one credit card.

If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.

Removes all categories from the Spend Categories section (for all columns).

Category:

Spend:

Select the card you will use for this category.

Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.

No Selection

Apply the selected card to all categories in this column.

Credit Cards

Search Cards

Search through our credit card database by keyword. This is the most basic of searches. Keywords include:

Credit card name (e.g. Chase Sapphire Reserve, American Express Gold Card)
Credit card code (e.g. PLAT, CSR, VEN)
Issuing bank (e.g. American Express, Chase, U.S. Bank)
Currency (e.g. Membership Rewards Points, Altitude Points, Delta SkyMiles)
Network (e.g. Visa, Mastercard, Discover)

Enter spaces between keywords. Click on a card to view the details as well as the option to add it to the tool.

Show Unavailable Cards

When On, credit cards that are discontinued or currently unavailable will show up in the list.

Credit Card Codes

Enter credit card codes (3-13 characters each).

Use (+) plus sign to add multiple cards to the same column. (e.g. PLAT + PRG2)
Use (,) comma to start a new column. (e.g. PLAT + PRG2, BINKP, CSR + CSP)
Skip columns with empty entries (,,). (e.g. ,, PRG2)
Spaces are ignored.
Max: 10 columns. No max on cards in a column... at the moment.

New cards will be added to the tool along with any already existing entries. When adding more than one card to a column, there will be no selected cards for the column (as in, you will have to select which cards you'll use for each category manually).

(I apologize in advance for some of the codes these credit cards have.)

Not Found:

Add All Categories

When On, adds all the spend categories from each of the cards above.

Welcome To Our Credit Card Calculator Tool

Use this tool to calculate total credit card earnings and the overall cash value of credit cards side-by-side.

To get started, to the calculator.