Unlock MQDs, Companion Certificate, and bonus miles on business expenses

Delta SkyMiles® Platinum Business American Express Card: Calculator & Travel Benefits

Fees

Earning Rates

Earn 3 Miles on every dollar spent on eligible purchases made directly with Delta and on every eligible dollar spent on purchases made directly with hotels.
Earn 1.5 miles per dollar on single eligible purchases of $5,000 or more (that’s an extra half mile per dollar), up to 50,000 additional miles per year.
Earn 1 Mile on every eligible dollar spent on other purchases.

Main Benefits

Main Cabin round-trip companion certificate each year upon renewal of your Card
Receive $2,500 Medallion® Qualification Dollars each Medallion Qualification Year
First checked bag free for cardholder and companions
15% off Delta Award flights booked through Delta
Up to $200 Delta Stays Credit for prepaid hotels or vacation rentals through Delta Stays
Up to $120 in Resy credits
Up to $120 in rideshare credits

Our Take

The Delta SkyMiles Platinum Business AMEX is the ideal credit card if you fly Delta frequently for business. The companion certificate alone can easily be worth the fee as it's not hard to get $300 or more in value out of it.

Last Updated: 04-03-2025

Delta Platinum Business AMEX SkyMiles calculator

Use the Delta Platinum Business AMEX calculator to estimate miles based on your spending. Customize reward categories, compare with other cards, and factor in premium benefits like the Companion Certificate.

NOTE: This calculator does not factor in the 0.5X bonus points for single purchases of over $5,000. So if you often make large purchases, be sure to consider the extra points you would earn from this benefit.

Quick Card Overview

Calculator Options

Add Card Categories

When On, adding a card to the calculator will add that card's bonus categories if they aren't already present.

Change Card Name

Name the card something else for your own records.

Add To Column

Edit Card Name

Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.

Quick Assign

Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.

Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.

Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.

You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.

If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.

NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.

Statuses

Add To Column

Status Value Based On

Clears all spend from a single column or all columns in the calculator. This resets the spend to 0 (zero) for each field, sets the time unit back to 'Monthly' and resets the currency to column's default.

Remove all credit card selections from a single column or all columns in the calculator.

^*NOTE: This has no impact on columns that feature only one credit card.

If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.

Removes all categories from the Spend Categories section (for all columns).

Category:

Spend:

Select the card you will use for this category.

Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.

No Selection

Apply the selected card to all categories in this column.

Credit Cards

Search Cards

Search through our credit card database by keyword. This is the most basic of searches. Keywords include:

Credit card name (e.g. Chase Sapphire Reserve, American Express Gold Card)
Credit card code (e.g. PLAT, CSR, VEN)
Issuing bank (e.g. American Express, Chase, U.S. Bank)
Currency (e.g. Membership Rewards Points, Altitude Points, Delta SkyMiles)
Network (e.g. Visa, Mastercard, Discover)

Enter spaces between keywords. Click on a card to view the details as well as the option to add it to the tool.

Show Unavailable Cards

When On, credit cards that are discontinued or currently unavailable will show up in the list.

Credit Card Codes

Enter credit card codes (3-13 characters each).

Use (+) plus sign to add multiple cards to the same column. (e.g. PLAT + PRG2)
Use (,) comma to start a new column. (e.g. PLAT + PRG2, BINKP, CSR + CSP)
Skip columns with empty entries (,,). (e.g. ,, PRG2)
Spaces are ignored.
Max: 10 columns. No max on cards in a column... at the moment.

New cards will be added to the tool along with any already existing entries. When adding more than one card to a column, there will be no selected cards for the column (as in, you will have to select which cards you'll use for each category manually).

(I apologize in advance for some of the codes these credit cards have.)

Not Found:

Add All Categories

When On, adds all the spend categories from each of the cards above.

Welcome To Our Credit Card Calculator Tool

Use this tool to calculate total credit card earnings and the overall cash value of credit cards side-by-side.

To get started, to the calculator.

Currency Worth

Memberships / Loyalty

Spend Categories

Add Categories

Search for categories and click 'Add Category' to add selected categories to the calculator.

Show selected categories

When On, only shows currently selected categories.

Show category descriptions

When On, shows the descriptions for each of the categories.

Bonus Rewards

Total Rewards

Monetary Bonuses

Fees

Total Column Value

Breakdown By Card

Delta SkyMiles Platinum Business AMEX Card Details

How to earn miles with the Delta Platinum Business AMEX

The Delta SkyMiles Platinum Business AMEX Card earns SkyMiles at the following rates:

3 miles per dollar spent on purchases made directly with Delta.
3 miles per dollar spent on purchases made directly with hotels.
1.5 miles per dollar spent on transit, eligible U.S. shipping, and purchases of $5K or more, on up to $100,000 per year (then 1X).
1 mile per dollar spent on all other purchases.

Delta Platinum Business AMEX SkyMiles value & calculator

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Key benefits of the Delta Platinum Business AMEX

Here are the main perks and benefits of the Delta SkyMiles Platinum Business AMEX Card:

Main-Cabin Companion Certificate: Enjoy a Companion Certificate each year after renewal of your Delta SkyMiles® Platinum Business American Express Card. The Companion Ticket requires payment of the government-imposed taxes and fees of no more than $80 for roundtrip domestic flights and no more than $250 for roundtrip international flights (both for itineraries with up to four flight segments). Baggage charges and other restrictions apply. See terms and conditions for details.
$120 Resy Credit: Earn up to $10 per month in statement credits on eligible purchases with U.S. Resy restaurants. Enrollment required.
$200 Delta Stays Credit: Receive an annual statement credit of up to $200 after using your Delta SkyMiles Platinum Business AMEX Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
$120 Rideshare Credit: Earn up to $10 back in statement credits each month after you use your Delta SkyMiles® Platinum Business Card to pay for U.S. rideshare purchases with select providers. Enrollment Required.
MQD Headstart: Receive $2,500 Medallion® Qualification Dollars each Medallion Qualification Year.
MQD Boost: Earn $1 Medallion® Qualification Dollar for each $20 in purchases on your Card
Global Entry or TSA PreCheck®: Receive either a statement credit every 4 years after you apply for Global Entry ($120) or a statement credit every 4.5 years after you apply for a five-year membership for TSA PreCheck® (up to $85) when you use your card to pay.
TakeOff 15: Save 15% when booking Award Travel on Delta flights booked on delta.com and the Fly Delta App.
First Checked Bag Free: Enjoy your first checked bag free on Delta flights. Up to 8 others traveling on the same reservation will also have their first checked bag fee waived.
Travel & Purchase Coverage^*: Trip Delay Insurance, Car Rental Loss and Damage Insurance, Baggage Insurance Plan, Purchase Protection, and Extended Warranty.

^*Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

Delta Platinum Business AMEX fees overview

Annual Fee

The Delta SkyMiles Business Platinum Business AMEX Card has an annual fee of $350.

The annual companion certificate this card offers after your first year can easily give you more than $350 in value. On top of that, you have over $400 in annual credits, solid earning rates, and perks that can net you Medallion Status faster.

Authorized User Fee

There is no fee to add additional users to the Delta SkyMiles Business Platinum AMEX Card. Adding employees will help earn SkyMiles faster.

Foreign Transaction Fee

The Delta SkyMiles Business Platinum Business AMEX Card has a 0% foreign transaction fee. If your business makes purchases overseas or travels internationally, this is a good option to earn SkyMiles on those purchases.